Wright County property record for 405 Elder Cir NW, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 972 sqft · built 1998 |
| Lot Size | 0.258 acres (11,274 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,400 (Jul 1998) |
| Tax Bill | $3,656 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-067-001160 |
| Primary APN | 114-067-001160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Dome |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 11,274 sqft (0.258 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 228 sqft |
| Storage Building | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 ELDER CIR NW |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-120 RANGE-024 CREEK RIDGE 2ND ADDN LOT-016 BLOCK-001 -001 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 11 |
| Legal Subdivision | CREEK RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 100803 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 ELDER CIR NW, SAINT MICHAEL, MN 55376-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 1998 · Amount on Record |
| Deed Sale | Jul 7, 1998 · Amount on Record |
| Prior Sale | Mar 24, 1997 · Amount on Record |
| Deed Document Number | 199860942 |
| Record Updated | Sep 20, 2026 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,656.00 (+5.3%) | $329,600 (+1.63%) Land $113,000 Building $216,600 | $329,600 (+1.63%) Land $113,000 Building $216,600 |
| 2025 | $324,300 (+1.25%) Land $115,000 Building $209,300 | $324,300 (+1.25%) Land $115,000 Building $209,300 | |
| 2023 | $3,472.00 (+6.18%) | $320,300 Land $113,400 Building $206,900 | $320,300 Land $113,400 Building $206,900 |
| 2022 | $3,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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