408 E Ridgeway Ave, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 408 E Ridgeway Ave, Cedar Falls, IA 50613 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,680 sqft · built 1923
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,016 (2025)
Flood Zone	Zone X (minimal risk)
APN	`8914-36-451-005`

Property Details

APN / Parcel Number

Primary APN	`8914-36-451-005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Game Room	Game Room
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	70,567 sqft (1.62 acres)

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	408 E RIDGEWAY AVE
City	CEDAR FALLS
State	IA
Zip	50613-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED CEDAR FALLS A TRACT OF LAND SITUATED IN SW SE SEC 36 T 89 R 14 DESC AS FOLL COMM AT PT THAT IS 52 FT E OF INTER OF
Legal Range	14W
Legal Township	89N
Legal Section	36
Legal Subdivision	CEDAR FALLS
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2027
Census Tract	2601

Owner

Source: Black Hawk County records · APN 8914-36-451-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 E RIDGEWAY AVE, CEDAR FALLS, IA 50613-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 Homeowner's exemption	$242,940 (+10.51%) Land $84,960 Building $157,980	$242,940 (+10.51%) Land $84,960 Building $157,980
2024	$3,016.00 (-14.99%)
2023		$219,830 (+7.54%) Land $84,960 Building $134,870	$219,830 (+7.54%) Land $84,960 Building $134,870
2022	$3,548.00 Homeowner's exemption	$204,410 Land $84,960 Building $119,450
2021			$204,410 Land $84,960 Building $119,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130026012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force 2 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.