302 E Ridgeway Ave, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 302 E Ridgeway Ave, Cedar Falls, IA 50613 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1956
Lot Size	0.76 acres (33,105 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-36-451-004`

Property Details

APN / Parcel Number

Primary APN	`8914-36-451-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	768 sqft
Basement Area	312 sqft
Finished Basement	200 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,105 sqft (0.76 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	150 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	302 E RIDGEWAY AVE
City	CEDAR FALLS
State	IA
Zip	50613-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED CEDAR FALLS PART SW SE SEC 36 T 89 R 14 COM AT INTER OF ELY LINE OF RT OF WAY C G W RWY CO WITH S LINE SEC 36 TH E
Legal Range	14W
Legal Township	89N
Legal Section	36
Legal Subdivision	CEDAR FALLS
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2027
Census Tract	2601

Owner

Source: Black Hawk County records · APN 8914-36-451-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2110 FLYNN DR, CEDAR FALLS, IA 50613-8154
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	302 E RIDGEWAY AVE, CEDAR FALLS, IA 50613-9597
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003821
Date	Aug 30, 2017
Instrument	2018-00003821

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,928.00	$203,260 (+11.71%) Land $60,800 Building $142,460	$203,260 (+11.71%) Land $60,800 Building $142,460
2024	$2,928.00 (-3.49%)
2023		$181,950 (+10.69%) Land $60,800 Building $121,150	$181,950 (+10.69%) Land $60,800 Building $121,150
2022	$3,034.00	$164,380 Land $60,800 Building $103,580
2021			$164,380 Land $60,800 Building $103,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130026012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force 2 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.