San Joaquin County property record for 408 E Pearl Ave, Stockton, CA 95207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,613 sqft · built 1955 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Feb 2022) |
| Tax Bill | $8,759 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 081-334-120-000 |
| Primary APN | 081-334-120-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,613 sqft Living Area |
| 1st Floor Area | 1,613 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,500 sqft (0.172 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 081-334-12 |
|---|---|
| Street Address | 408 E PEARL AVE |
| City | STOCKTON |
| State | CA |
| Zip | 95207-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 383 LOT 562 |
| Legal Subdivision | MAYFAIR 05 |
| Legal Tract | 383 |
| Legal Block | 1 |
| Legal Lot Number | 562 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 3306 |
408 E Pearl Ave is owned and occupied by an individual who bought it in February 2022.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 E PEARL AVE, STOCKTON, CA 95207-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 7, 2022 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on File |
| Deed Sale | Feb 7, 2022 · Amount on File |
| Prior Sale | Aug 27, 2015 · Amount on File |
| Deed Document Number | 202216026 |
| Prior Transfer Date | Dec 5, 2016 |
| Prior Transfer Doc | 0000153882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 408 E PEARL AVE, STOCKTON, CA 95207-4412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 408 E PEARL AVE, STOCKTON, CA 95207-4412 |
| Document Number | 0000029366 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 2023-029366 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 7, 2022 |
| Property Address | 408 E PEARL AVE, STOCKTON, CA 95207-4412 |
| Document Number | 0000016026 |
| Map Reference | VOL 14 PG 26 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 2022-016026 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 E PEARL AVE, STOCKTON, CA 95207-4412 |
| Document Number | 0000016027 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-016027 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 408 E Pearl Ave was $8,759, up 73.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Stockton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,759.00 (+73.86%) | ||
| 2025 | $5,038.00 | $408,564 Land $79,590 Building $328,974 | |
| 2023 | $4,847.00 (+128.2%) | $392,700 Land $76,500 Building $316,200 | $400,410 |
| 2022 | $2,124.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 E Pearl Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 408 E Pearl Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001 |
|---|---|
| Water Source | Purchased surface water from STOCKTON EAST WATER DISTRICT |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cal.net, unWired Broadband.
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