402 E Pearl Ave, Stockton, CA 95207 Property Records

San Joaquin County property record for 402 E Pearl Ave, Stockton, CA 95207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1956
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$401,000 (Nov 2021)
Tax Bill	$5,396 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`081-334-110-000`

Property Details

APN / Parcel Number

Primary APN	`081-334-110-000`
Alternative APN	`081-334-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	081-334-11
Street Address	402 E PEARL AVE
City	STOCKTON
State	CA
Zip	95207-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 563
Legal Subdivision	MAYFAIR 05
Legal Block	1
Legal Lot Number	563
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1014
Census Tract	3306

Owner

402 E Pearl Ave is owned and occupied by two individuals who bought it in November 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 E PEARL AVE, STOCKTON, CA 95207-4412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 29, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 15, 2021	Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Aug 26, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	May 14, 2001
Deed Document Number	2021189914
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	0000092167
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 29, 2026
Property Address	402 E PEARL AVE, STOCKTON, CA 95207-4412
Document Number	0000068724
Instrument Date	Jul 8, 2026
Instrument	202668724
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E PEARL AVE, STOCKTON, CA 95207-4412

Mortgage

Document Number	0000068724,
Date	Jul 29, 2026
Instrument	202668724

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Dec 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	402 E PEARL AVE, STOCKTON, CA 95207-4412
Transaction Type	Mortgage
Record Updated	Sep 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E PEARL AVE, STOCKTON, CA 95207-4412

Mortgage

Document Number	0000068617
Date	Aug 29, 2023
Instrument	2023-068617

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Dec 1, 2051

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 15, 2021
Property Address	402 E PEARL AVE, STOCKTON, CA 95207-4412
Document Number	0000189914
Map Reference	VOL 14 PG 26
Instrument Date	Nov 4, 2021
Instrument	2021-189914
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 E PEARL AVE, STOCKTON, CA 95207-4412

Mortgage

Document Number	0000189915
Date	Nov 15, 2021
Instrument	2021-189915

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 26, 2019
Property Address	402 E PEARL AVE, STOCKTON, CA 95207-4412
Document Number	0000092167
Instrument Date	Aug 19, 2019
Instrument	92167
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 E PEARL AVE STOCKTON CA 952074412, STOCKTON, CA 95207-4412

Tax Assessment & Valuation

The 2026 property tax bill for 402 E Pearl Ave was $5,396, up 2.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,396.00 (+2.9%)
2025	$5,244.00	$425,543 Land $63,672 Building $361,871
2023	$5,046.00 (+1.35%)	$409,020 Land $61,200 Building $347,820	$419,760
2022	$4,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 E Pearl Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 E Pearl Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net, unWired Broadband.

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