408 E Oakland Ave, Bloomington, IL 61701 Property Records

McLean County property record for 408 E Oakland Ave, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details1 ba · 675 sqft · built 1920
Lot Size0.14 acres (6,082 sqft)
OwnerIndividual Name on Record
Last Sale$58,000 (Aug 2023)
Tax Bill$1,742 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-04-462-014

Property Details

APN / Parcel Number

Primary APN21-04-462-014

Interior

Full Baths1 Bath
Stories1 Story
Building Area675 sqft Living Area
Gross Area795 sqft
1st Floor Area675 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area6,082 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide
View / LotLake Front
PorchEnclosed Frame Porch
Deck Area40 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address408 E OAKLAND AVE
CityBLOOMINGTON
StateIL
Zip61701-5355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3B
Legal DescriptionLOT 11 BLK 3 EVANS THIRD ADD & S1/2 VAC ALLEY N & ADJ
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionEVANS THIRD ADD
Legal Block3
Legal Lot Number11
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2045
Census Tract1600

Owner

Source: McLean County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 E OAKLAND AVE, BLOOMINGTON, IL 61701-5355
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Deed Document Number202311356
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateAug 28, 2023
Property Address408 E OAKLAND AVE, BLOOMINGTON, IL 61701-5355
Document Number202300011356
Instrument DateAug 18, 2023
Instrument2023-00011356
Transaction TypeTransfer
Record UpdatedSep 7, 2023
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$58.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300011357
DateAug 28, 2023
Instrument2023-00011357
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate6.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,569 (+22.28%) Land $9,838 Building $19,731$88,707 (+22.28%) Land $29,514 Building $59,193
2024$1,742.00 (+58.22%)
2023$1,101.00 (+85.98%)$24,181 (+7.26%) Land $8,045 Building $16,136$72,543 (+7.26%) Land $24,135 Building $48,408
2022$592.00$22,545 Land $7,501 Building $15,044$67,635 Land $22,503 Building $45,132

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

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