406 E Oakland Ave, Bloomington, IL 61701 Property Records

McLean County property record for 406 E Oakland Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 678 sqft · built 1920
Lot Size	0.078 acres (3,406 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Jan 2026)
Tax Bill	$516 (2024)
Deeds & Mortgages	Jan 2026 Sale Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-462-013`

Property Details

APN / Parcel Number

Primary APN	`21-04-462-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	678 sqft Living Area
Gross Area	774 sqft
1st Floor Area	678 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Shingles
Roof Material	Asphalt
Lot Area	3,406 sqft (0.078 acres)
Lot Dimensions	120 ft deep x 28 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61701-5355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	E28 LOT 10 BLK 3 EVANS THRID ADD & S1/2 VAC ALLEY LYG N & ADJ
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	EVANS THRID ADD
Legal Block	3
Legal Lot Number	10
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2045
Census Tract	1600

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 S MCCLUN ST, BLOOMINGTON, IL 61701-5542
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Warranty Deed, Transfer UNKNOWN, ILHTG
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Jul 6, 2023	Executor's Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	20261055
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 21, 2026
Property Address	406 E OAKLAND AVE, BLOOMINGTON, IL 61701-5355
Document Number	202600001055
Instrument Date	Jan 6, 2026
Instrument	2026-00001055
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, ILHTG

Transaction

Amount	Amount Recorded
Tax	$59.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 S MCCLUN ST, BLOOMINGTON, IL 61701-5542

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	406 E OAKLAND AVE, BLOOMINGTON, IL 61701-5355
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 E GROVE ST, BLOOMINGTON, IL 61701-4219

Mortgage

Document Number	202300011358
Date	Aug 28, 2023
Instrument	2023-00011358

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2028

July 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 6, 2023
Property Address	406 E OAKLAND AVE, BLOOMINGTON, IL 61701-5355
Document Number	202300008763
Instrument Date	Jun 7, 2023
Instrument	2023-00008763
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 KENNETH DR, BLOOMINGTON, IL 61704-2589
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,858 (+7.56%) Land $5,487 Building $1,371	$20,574 (+7.56%) Land $16,461 Building $4,113
2024	$516.00 (+10.26%)	$6,376 (+13.67%) Land $5,101 Building $1,275	$19,128 (+13.67%) Land $15,303 Building $3,825
2023	$468.00 (+8.58%)	$5,609 (+10.39%) Land $4,487 Building $1,122	$16,827 (+10.39%) Land $13,461 Building $3,366
2022	$431.00	$5,081 Land $4,065 Building $1,016	$15,243 Land $12,195 Building $3,048

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

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