408 E Oak St, Otisco, IN 47163 Property Records

Clark County property record for 408 E Oak St, Otisco, IN 47163

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,897 sqft · built 1983
Lot Size3.66 acres (159,691 sqft)
Owner2 Individual Names on File
Tax Bill$425 (2025)
Flood ZoneZone X (minimal risk)
APN03-00012-008-0

Property Details

APN / Parcel Number

Primary APN03-00012-008-0
Alternative APNs
  • 10-03-21-000-003.000-003
  • 003120080

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,897 sqft Living Area
1st Floor Area1,897 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area159,691 sqft (3.66 acres)
Garage TypeMixed
Garage Area1,560 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemSolar

Location & Zoning

Account Number03-00012-008-0
Street Address408 E OAK ST
CityOTISCO
StateIN
Zip47163-9810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGT. 210 LOTS 1-11 & PT LOT 12--BLK 3 & LOTS 1-20-- BLK 2
Legal Block2
Legal Lot Number1-11,12
JurisdictionCLARK IN
Township / Civil DivisionCHARLESTOWN
Census Block Group2
Census Block2009
Census Tract50902

Owner

408 E Oak St is owned and occupied by two individuals.

Source: Clark County records, as of June 19, 2026

Owner of Record2 Individual Names on File
Mailing Address408 E OAK ST, OTISCO, IN 47163-9810
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 408 E Oak St was $425, up 1.9% from the year before.

Source: Clark County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyClark County
County SubdivisionCharlestown Township
Unified School DistrictGreater Clark County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$425.00 (+1.92%)$289,200 (+0.52%) Land $44,000 Building $245,200$289,200 (+0.52%) Land $44,000 Building $245,200
2024$417.00 (-18.87%)$287,700 (+13.94%) Land $44,000 Building $243,700$287,700 (+13.94%) Land $44,000 Building $243,700
2023$514.00 (+6.86%)$252,500 Land $36,400 Building $216,100$252,500 Land $36,400 Building $216,100
2022$481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 E Oak St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims24 (1996–2019)
Claims Outside the SFHA16 of 24
Most Recent ClaimFeb 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2018 · 10 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And, Apr 2011 · 4 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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