108 E Oak St, Otisco, IN 47163 Property Records

Clark County property record for 108 E Oak St, Otisco, IN 47163

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,681 sqft · built 1960
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,059 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-00070-032-0`

Property Details

APN / Parcel Number

Primary APN	`03-00070-032-0`
Alternative APNs	`10-03-21-000-172.000-003` `003700320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,681 sqft Living Area
1st Floor Area	1,681 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Mixed
Garage Area	1,000 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	200 sqft
Lean-To	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	03-00070-032-0
Street Address	108 E OAK ST
City	OTISCO
State	IN
Zip	47163-9805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 81-82-83 .50 AC
Legal Lot Number	81
Jurisdiction	CLARK IN
Township / Civil Division	CHARLESTOWN
Census Block Group	2
Census Block	2008
Census Tract	50902

Owner

Source: Clark County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 E OAK ST, OTISCO, IN 47163-9805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Clark County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clark County
County Subdivision	Charlestown Township
Unified School District	Greater Clark County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,059.00 (+45.07%)	$179,600 (+28.01%) Land $22,500 Building $157,100	$179,600 (+28.01%) Land $22,500 Building $157,100
2024	$730.00 (-2.28%)	$140,300 (+0.72%) Land $22,500 Building $117,800	$140,300 (+0.72%) Land $22,500 Building $117,800
2023	$747.00 (-9.78%)	$139,300 Land $18,800 Building $120,500	$139,300 Land $18,800 Building $120,500
2022	$828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	24 (1996–2019)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And, Apr 2011 · 4 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYSVILLE OTISCO NABB WATER CORP. serves 6,813 people · EPA ID IN5210006
Water Source	Purchased groundwater from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20