LaPorte County property record for 408 E Main St, La Crosse, IN 46348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,906 sqft · built 1905 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,900 (Nov 2017) |
| Tax Bill | $1,321 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-20-16-126-010.000-012 |
| Primary APN | 46-20-16-126-010.000-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,906 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 892 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 462016126010000012 |
|---|---|
| Street Address | 408 E MAIN ST |
| City | LA CROSSE |
| State | IN |
| Zip | 46348-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-20-16-126-010 LAND CO 1ST ADD BLK 7 ALL LOT 1 & LOT 2 EX W 44 FT |
| Legal Subdivision | LAND CO 1ST ADD |
| Legal Block | 7 |
| Legal Lot Number | 1,2 |
| Jurisdiction | LA PORTE IN |
| Township / Civil Division | DEWEY |
| Census Block Group | 3 |
| Census Block | 3238 |
| Census Tract | 42900 |
Source: LaPorte County records · APN 46-20-16-126-010.000-012
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK |
| Mar 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK |
| Nov 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on Record |
| Deed Sale | Nov 28, 2017 · Amount on Record |
| Prior Sale | Nov 28, 2017 · Amount on Record |
| Deed Document Number | 2017R14601 |
| Last Transfer Date | Jan 14, 2025 |
| Transfer Doc | 2025R00431 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PORTE IN |
| Property Address | 408 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026R01030 |
|---|---|
| Date | Feb 02, 2026 |
| Instrument | 2026R-01030 |
| Name | FIRST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Feb 20, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PORTE IN |
| Property Address | 408 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020R02602 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 2020R-02602 |
| Name | FIRST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Mar 28, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PORTE IN |
| Recording Date | Nov 28, 2017 |
| Property Address | 408 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Document Number | 2017R14601 |
| Map Reference | PL 3 PG 60 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 2017R-14601 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017R14602 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017R-14602 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: LaPorte County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | LaPorte County |
| County Subdivision | Dewey Township |
| Municipality | La Crosse Town |
| Unified School District | Tri-Township Consolidated School Corporation (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,300 (-5.38%) Land $13,700 Building $107,600 | $121,300 (-5.38%) Land $13,700 Building $107,600 | |
| 2024 | $1,321.00 (+4.26%) | $128,200 (+7.91%) Land $13,700 Building $114,500 | $128,200 (+7.91%) Land $13,700 Building $114,500 |
| 2023 | $1,267.00 (+0.64%) | $118,800 (-2.62%) Land $13,700 Building $105,100 | $118,800 (-2.62%) Land $13,700 Building $105,100 |
| 2022 | $1,259.00 Homeowner's exemption | $122,000 Land $13,700 Building $108,300 | $122,000 Land $13,700 Building $108,300 |
Source: FEMA National Flood Hazard Layer, LaPorte County (18091C), as of December 19, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180910429003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1982–2018) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Mar 2018 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 2,000 / 2,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 72 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IN5246015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LACROSSE WATER DEPARTMENT serves 540 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 22 ppb (2024–2026) action level 15 ppb |
| Copper | 1.6 mg/L (2024–2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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