LaPorte County property record for 402 E Main St, La Crosse, IN 46348
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,109 sqft · built 1906 |
| Lot Size | 0.347 acres (15,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,000 (Jul 2023) |
| Tax Bill | $1,735 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-20-16-126-001.000-012 |
| Primary APN | 46-20-16-126-001.000-012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,109 sqft Living Area |
| Gross Area | 2,627 sqft |
| 1st Floor Area | 2,109 sqft |
| Basement Area | 518 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 15,120 sqft (0.347 acres) |
| Lot Dimensions | 240 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 402 E MAIN ST |
|---|---|
| City | LA CROSSE |
| State | IN |
| Zip | 46348-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-20-16-126-001 LACROSSE LAND CO 1ST LTS 4 & 5 BLK 7. |
| Legal Subdivision | LACROSSE LAND CO 1ST |
| Legal Block | 7 |
| Legal Lot Number | 4,5 |
| Jurisdiction | LA PORTE IN |
| Township / Civil Division | DEWEY |
| Census Block Group | 3 |
| Census Block | 3238 |
| Census Tract | 42900 |
Source: LaPorte County records · APN 46-20-16-126-001.000-012
Assessment roll updated December 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Jul 06, 2023 | Limited Warranty Deed, Transfer · FHA Mortgage STG MORTGAGE INC |
| Feb 22, 2023 | Warranty Deed, Transfer · Seller Carry-Back JOHN GUTBROD |
| Jul 01, 2020 | Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MTG CO |
| Oct 05, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2023 · Amount on Record |
| Deed Sale | Jul 06, 2023 · Amount on Record |
| Prior Sale | Feb 22, 2023 · Amount on Record |
| Deed Document Number | 20237021 |
| Prior Transfer Date | Feb 25, 2005 |
| Prior Transfer Doc | 2005R12206 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PORTE IN |
| Property Address | 402 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | UNKNOWN, SP |
| Name | Verified Name |
|---|
| Document Number | 2025R09901 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025R-09901 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 01, 2053 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LA PORTE IN |
| Recording Date | Jul 06, 2023 |
| Property Address | 402 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Document Number | 2023R07021 |
| Map Reference | PB 3 PG 60 |
| Instrument Date | Jul 03, 2023 |
| Instrument | 2023R-07021 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Document Number | 2023R07022 |
|---|---|
| Date | Jul 06, 2023 |
| Instrument | 2023R-07022 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PORTE IN |
| Recording Date | Feb 22, 2023 |
| Property Address | 402 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Document Number | 2023R01896 |
| Map Reference | PB 3 PG 60 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023R-01896 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16858 EDINBURG LN, SOUTH BEND, IN 46635-1422 |
| Document Number | 2023R01897 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 2023R-01897 |
| Name | JOHN GUTBROD |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PORTE IN |
| Recording Date | Jul 01, 2020 |
| Property Address | 402 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Document Number | 2020R07297 |
| Map Reference | PB 3 PG 60 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020R-07297 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Document Number | 2020R07298 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 2020R-07298 |
| Name | DIAMOND RESIDENTIAL MTG CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PORTE IN |
| Recording Date | Oct 05, 2018 |
| Property Address | 402 E MAIN ST, LA CROSSE, IN 46348-9555 |
| Document Number | 2018R11455 |
| Map Reference | PB3 PG60 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 2018R-11455 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 774 CHESTER DR, HEBRON, IN 46341-8874 |
Source: LaPorte County records · Assessment roll updated December 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | LaPorte County |
| County Subdivision | Dewey Township |
| Municipality | La Crosse Town |
| Unified School District | Tri-Township Consolidated School Corporation (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $184,300 (+11.29%) Land $13,600 Building $170,700 | $184,300 (+11.29%) Land $13,600 Building $170,700 | |
| 2024 | $1,735.00 (+31.44%) | $165,600 (+33.44%) Land $13,600 Building $152,000 | $165,600 (+33.44%) Land $13,600 Building $152,000 |
| 2023 | $1,320.00 (+0.46%) | $124,100 (-2.67%) Land $13,600 Building $110,500 | $124,100 (-2.67%) Land $13,600 Building $110,500 |
| 2022 | $1,314.00 (+3.22%) Homeowner's exemption | $127,500 Land $13,600 Building $113,900 | $127,500 Land $13,600 Building $113,900 |
| 2021 | $1,273.00 |
Source: FEMA National Flood Hazard Layer, LaPorte County (18091C), as of December 19, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180910429003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1982–2018) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Mar 2018 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 2,000 / 2,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 72 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IN5246015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LACROSSE WATER DEPARTMENT serves 540 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 22 ppb (2024–2026) action level 15 ppb |
| Copper | 1.6 mg/L (2024–2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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