408 E Chatham St, Cary, NC 27511 Property Records

Wake County property record for 408 E Chatham St, Cary, NC 27511

Property Summary

Property Type	Commercial
Details	2,400 sqft · built 1978
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jun 2019)
Tax Bill	$3,584 (2023)
Deeds & Mortgages	Jul 2026 Sale Jun 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0764.19-72-3015-000`

Property Details

APN / Parcel Number

Primary APN	`0764.19-72-3015-000`
Alternative APNs	`0764.19-72-3015 0012213` `0764723015` `001221301` `0012213`

Interior

Stories	1 Story
Building Area	2,400 sqft Gross Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Raised
Roof Type	Gable
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0012213
Street Address	408 E CHATHAM ST
City	CARY
State	NC
Zip	27511-3430
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GCP
Legal Description	LO9-11 URBAN TERRACE BM1947-00003
Legal Subdivision	URBAN TERRACE
Legal Block	7
Legal Lot Number	9-11
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	4
Census Block	4003
Census Tract	53517

Owner

408 E Chatham St, a commercial property, is owned by two individuals who bought it in June 2019.

Source: Wake County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 RUTHERGLEN DR, CARY, NC 27511-6432
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 5, 2019	Grant Deed, Transfer · Line of Credit FIRST CAROLINA BK
Jun 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Jan 1, 1978 · Amount on File
Deed Book / Page	17464 / 2381
Prior Transfer Date	Apr 16, 2019
Prior Transfer Doc	1746002378
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 20, 2026
Property Address	408 E CHATHAM ST, CARY, NC 27511-3430
Document Number	0000081416
Book / Page	20288 / 1397
Instrument Date	Jul 17, 2026
Instrument	202681416
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	203 RUTHERGLEN DR, CARY, NC 27511-6432

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	Jun 5, 2019
Property Address	408 E CHATHAM ST, CARY, NC 27511-3430
Document Number	174642381
Book / Page	017464 / 002381
Instrument Date	May 27, 2019
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	203 RUTHERGLEN DR CARY NC 275116432, CARY, NC 27511-6432

Mortgage

Document Number	174642385
Date	Jun 5, 2019
Book Page	017464/002385

Lender

Name	FIRST CAROLINA BK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Jun 5, 2019
Property Address	408 E CHATHAM ST, CARY, NC 27511-3430
Document Number	174642378
Book / Page	017464 / 002378
Instrument Date	Apr 16, 2019
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 HOLLY SPRINGS RD RALEIGH NC 276064334, RALEIGH, NC 27606-4334

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$594,490 Land $543,621 Building $50,869	$594,490 Land $543,621 Building $50,869
2023	$3,584.00	$357,735 Land $217,448 Building $140,287	$357,735 Land $217,448 Building $140,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 E Chatham St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E Chatham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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