400 E Chatham St, Cary, NC 27511 Property Records

Wake County property record for 400 E Chatham St, Cary, NC 27511

Property Summary

Property Type	Apartments (5+ Units)
Details	3 ba · 27,844 sqft · built 2021
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (May 2018)
Tax Bill	$73,237 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0764.19-71-1981-000`

Property Details

APN / Parcel Number

Primary APN	`0764.19-71-1981-000`
Alternative APNs	`0764.19-71-1981 0032253` `0764711981` `003225301` `0032253`

Interior

Full Baths	3 Baths
Total Rooms	8 Rooms
Units	28 Units
Stories	3 Stories
Building Area	27,844 sqft Living Area
1st Floor Area	462 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Patio Area	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0032253
Street Address	400 E CHATHAM ST
City	CARY
State	NC
Zip	27511-3430
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	GCP
Legal Description	LO1-4 URBAN TERRACE BM1947-00003
Legal Subdivision	URBAN TERRACE
Legal Lot Number	1-4
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	4
Census Block	4003
Census Tract	53517

Owner

Source: Wake County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	203 RUTHERGLEN DR, CARY, NC 27511-6432
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Mar 19, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CAROLINA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Deed Book / Page	17130 / 562
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	400 E CHATHAM ST, CARY, NC 27511-3430
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RUTKERGLEN DR, CARY, NC 27511-6432

Mortgage

Document Number	019114/789
Date	Aug 10, 2022
Book Page	19114/789

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27404

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	400 E CHATHAM ST, CARY, NC 27511-3678
Document Number	173880040
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	203 RUTHERGLEN DR CARY NC 275116432, CARY, NC 27511-6432

Mortgage

Document Number	173880040
Date	Mar 19, 2019
Book Page	017388/000040

Lender

Name	FIRST CAROLINA BK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$73,237.00 (+43.32%)	$8,479,455 (+68.11%) Land $1,225,000 Building $7,254,455	$8,479,455 (+68.11%) Land $1,225,000 Building $7,254,455
2023	$51,102.00	$5,044,141 Land $742,560 Building $4,301,581	$5,044,141 Land $742,560 Building $4,301,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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