408 E Adelaide Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 408 E Adelaide Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,331 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$437,000 (Jul 2021)
Tax Bill	$8,541 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`009681-0030`

Property Details

APN / Parcel Number

Primary APN	`009681-0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,331 sqft Living Area
Gross Area	2,802 sqft
1st Floor Area	1,947 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	151 sqft
Patio Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 E ADELAIDE DR
City	SAINT JOHNS
State	FL
Zip	32259-5938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	60/23-34 ABERDEEN OF ST JOHNS UNIT 1 LOT 3 OR5325/312
Legal Range	27E
Legal Township	05S
Legal Section	03
Legal Subdivision	ABERDEEN OF ST. JOHNS UNIT 1
Legal Block	3
Legal Lot Number	3
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3036
Census Tract	20808

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 E ADELAIDE DR, SAINT JOHNS, FL 32259-5938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage NEXTMORTGAGE LLC
May 24, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 1, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
Jun 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 29, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	202181685
Deed Book / Page	5325 / 312
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	408 E ADELAIDE DR, SAINT JOHNS, FL 32259-5938
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0052671777
Date	May 18, 2021
Book Page	5267/1777
Instrument	2021055815

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	May 1, 2050

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 23, 2021
Property Address	408 E ADELAIDE DR, SAINT JOHNS, FL 32259-5938
Document Number	0053250312
Book / Page	5325 / 312
Map Reference	MB 60 PG 23-34
Instrument Date	Jul 21, 2021
Instrument	2021081685
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,059.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ADELAIDE DR, SAINT JOHNS, FL 32259-5938

Mortgage

Document Number	0005325314
Date	Jul 23, 2021
Instrument	5325/314

Lender

Name	NEXTMORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 24, 2021
Property Address	408 E ADELAIDE DR, SAINT JOHNS, FL 32259-5938
Document Number	0052721140
Book / Page	5272 / 1140
Map Reference	MB 60 PG 23-34
Instrument Date	May 19, 2021
Instrument	2021057995
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,753.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3285 LORDMALL CT, OVIEDO, FL 32765-5146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	408 E ADELAIDE DR, SAINT JOHNS, FL 32259-5938
Document Number	0049420822
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 E ADELAIDE DR ST JOHNS FL 322595938, ST JOHNS, FL 32259-5938

Mortgage

Document Number	0049420822
Date	May 14, 2020
Book Page	004942/000822
Instrument	37028

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 1, 2019
Property Address	408 E ADELAIDE DR, SAINT JOHNS, FL 32259-5938
Document Number	0047510176
Book / Page	004751 / 000176
Instrument Date	Jun 25, 2019
Instrument	46632
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 E ADELAIDE DR JACKSONVILLE FL 322595938, JACKSONVILLE, FL 32259-5938

Mortgage

Document Number	47510178
Date	Jul 1, 2019
Book Page	004751/000178
Instrument	46633

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	408 E ADELAIDE DR, SAINT JOHNS, FL 32259-5938
Document Number	0045651658
Instrument Date	Jun 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 E ADELAIDE DR ST JOHNS FL 322595938, ST JOHNS, FL 32259-5938

Mortgage

Document Number	0045651658
Date	Jun 20, 2018
Book Page	004565/001658
Instrument	43131

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 19, 2033

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	408 E ADELAIDE DR, SAINT JOHNS, FL 32259-5938
Document Number	0044711504
Book / Page	004471 / 001504
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 E ADELAIDE DR ST JOHNS FL 322595938, ST JOHNS, FL 32259-5938

Mortgage

Document Number	0044711504
Date	Dec 5, 2017
Book Page	004471/001504
Instrument	82051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2032

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,765 (-6.8%) Land $125,000 Building $270,765	$395,765 (-6.8%) Land $125,000 Building $270,765
2025	$8,541.00 (+8.79%) Homeowner's exemption	$424,655 (+0.6%)	$424,655 (+0.6%) Land $120,000 Building $304,655
2024	$7,851.00 (-0.65%) Homeowner's exemption	$422,114 (+0.17%)	$422,114 (+0.17%) Land $114,000 Building $308,114
2023	$7,902.00 (-2.61%) Homeowner's exemption	$421,392 (+5.05%)	$421,392 (+5.05%) Land $110,000 Building $311,392
2022	$8,114.00	$401,140	$401,140 Land $100,800 Building $300,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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