St. Johns County property record for 405 E Adelaide Dr, Saint Johns, FL 32259 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2010 |
| Square Footage | 3,455 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $274,900 (2010) |
| Tax Bill | $7,033.00 (2025) |
| Primary APN | 009681-0140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 3,455 sqft Living Area |
| Gross Area | 3,892 sqft Gross Area |
| 1st Floor | 1,509 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stone Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 437 sqft Garage |
| Porch Area | 378 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 405 E ADELAIDE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-5939 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 60/23-34 ABERDEEN OF ST JOHNS UNIT 1 LOT 14 OR3385/693 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 03 |
| Legal Subdivision | ABERDEEN OF ST. JOHNS UNIT 1 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | FRUIT COVE |
| Census Blockgroup | 3 |
| Census Block | 3036 |
| Census Tract | 20808 |
Source: St. Johns County records · APN 009681-0140
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 E ADELAIDE DR, SAINT JOHNS, FL 32259-5939 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 13, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 14, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 24, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ACOPIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2010 · Amount on Record |
| Deed Sale | Dec 09, 2010 · Amount on Record |
| Prior Sale | Nov 19, 2009 · Amount on Record |
| Deed Doc Number | 201060764 |
| Deed Book / Page | 3385 / 693 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 E ADELAIDE DR, SAINT JOHNS, FL 32259-5939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 405 E ADELAIDE DR, SAINT JOHNS, FL 32259-5939 |
| Document Number | 0059001579 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 5900/1579 |
| Instrument | 2024011558 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Mar 01, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 E ADELAIDE DR, SAINT JOHNS, FL 32259-5939 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 405 E ADELAIDE DR, SAINT JOHNS, FL 32259-5939 |
| Document Number | 0056331165 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 5633/1165 |
| Instrument | 2022087792 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 E ADELAIDE DR, SAINT JOHNS, FL 32259-5939 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 405 E ADELAIDE DR, JACKSONVILLE, FL 32259-5939 |
| Document Number | 0053161941 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 5316/1941 |
| Instrument | 2021077832 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 E ADELAIDE DR, SAINT JOHNS, FL 32259-5939 |
| Document Number | 0044280293 |
| Book / Page | 004428 / 000293 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 405 E ADELAIDE DR ST JOHNS FL 322595939, ST JOHNS, FL 32259-5939 |
| Document Number | 0044280293 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 004428/000293 |
| Instrument | 59760 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,117 (+2.7%) | $497,338 (-0.28%) Land $125,000 Building $372,338 | |
| 2025 | $7,033.00 (+10.44%) Homeowner's exemption | $312,675 (+2.9%) | $498,753 (+0.36%) Land $120,000 Building $378,753 |
| 2024 | $6,368.00 (+1.13%) Homeowner's exemption | $303,863 (+3%) | $496,951 (-0.03%) Land $114,000 Building $382,951 |
| 2023 | $6,297.00 (+2.51%) Homeowner's exemption | $295,013 (+3%) | $497,113 (+4.67%) Land $110,000 Building $387,113 |
| 2022 | $6,143.00 Homeowner's exemption | $286,420 | $474,951 Land $100,800 Building $374,151 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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