1. Home
  2. Illinois
  3. St. Clair County
  4. O Fallon
  5. E 2nd St

408 E 2nd St, O Fallon, IL 62269 Property Records

St. Clair County property record for 408 E 2nd St, O Fallon, IL 62269 · Last verified December 2023

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleOther
Year BuiltBuilt 1985
Square Footage1,392 sqft Living Area
Lot Size17,424 sqft (0.4 acres)
Garage288 sqft
OccupancyOwner Occupied
Last Sale$230,000 (2023)

Owner

Source: St. Clair County records · APN 04-29-0-306-019

Assessment roll updated January 1, 2022 · Last verified December 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address408 E 2ND ST, O FALLON, IL 62269-2134
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Warranty Deed, Transfer · Commercial Mortgage
FCB BANKS
Oct 17, 2023Warranty Deed, Transfer · Commercial Mortgage
FCB BANKS
Oct 18, 2021Warranty Deed, Transfer
ADVANCED TITLE SOLUTIONS
Jul 23, 2021Warranty Deed, Transfer · Commercial Mortgage
FCB BANKS
Oct 01, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GERSHMAN MTG
Aug 07, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF O'FALLON
Dec 22, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF O'FALLON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Prior SaleOct 17, 2023 · Amount on Record
Deed Doc NumberA02799206
Record RefreshedJun 07, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateNov 30, 2023
Property Address408 E 2ND ST, O FALLON, IL 62269-2134
Document Number0A02799206
Map ReferenceMB 47 PG 67
Instrument DateNov 27, 2023
InstrumentA02799206
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address408 E 2ND ST, O FALLON, IL 62269-2134

Mortgage

Document Number0A02799207
DateNov 30, 2023
InstrumentA02799207
Lender
NameFCB BANKS
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateOct 17, 2023
Property Address408 E 2ND ST, O FALLON, IL 62269-2134
Document Number0A02795009
Map ReferenceMB 47 PG 67
Instrument DateOct 13, 2023
InstrumentA02795009
Transaction TypeTransfer
Record UpdatedNov 02, 2023
Title CompanyADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2413 CYPRESS KNOLL CT, BELLEVILLE, IL 62221-7041

Mortgage

Document Number0A02795010
DateOct 17, 2023
InstrumentA02795010
Lender
NameFCB BANKS
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateOct 18, 2021
Property Address408 E 2ND ST, O FALLON, IL 62269-2134
Document Number0A02722114
Map ReferenceMB 47 PG 67
Instrument DateOct 12, 2021
InstrumentA02722114
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyADVANCED TITLE SOLUTIONS

Transaction

AmountAmount Recorded
Tax$272.25
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 EAST SECONS ST, O FALLON, IL 62269

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 23, 2021
Property Address408 E 2ND ST, O FALLON, IL 62269-2134
Document Number0A02709167
Map ReferenceMB 47 PG 67
Instrument DateJul 16, 2021
InstrumentA02709167
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$172.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2413 CYPRESS KNOLL CT, BELLEVILLE, IL 62221-7041

Mortgage

Document Number0A02709168
DateJul 23, 2021
InstrumentA02709168
Lender
NameFCB BANKS
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateOct 01, 2019
Property Address408 E 2ND ST, O FALLON, IL 62269-2134
Document Number00A2628590
Instrument DateSep 24, 2019
Instrument2628590
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyADVANCED TITLE SOLUTIONS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$168.75
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1724 AMBROSE TERRACE DR SWANSEA IL 622267376, SWANSEA, IL 62226-7376

Mortgage

Document NumberA2628591
DateOct 01, 2019
Instrument2628591
Lender
NameGERSHMAN MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2049
Interest
Rate TypeFixed Rate
Rate4%

Mortgage

Document NumberA2628592,
DateOct 01, 2019
Instrument2628592
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address408 E 2ND ST, O FALLON, IL 62269-2134
Document Number00A2622764
Instrument DateAug 07, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyBENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 S VINE ST O FALLON IL 622692606, O FALLON, IL 62269-2606

Mortgage

Document Number00A2622764
DateAug 16, 2019
Instrument2622764
Lender
NameBANK OF O'FALLON
TypeBank
AddressO FALLON, IL 62269-8626
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 15, 2029
Interest
Rate TypeAdjustable Rate
Rate5.25%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address408 E 2ND ST, O FALLON, IL 62269-2134
Document Number00A2600436
Instrument DateDec 22, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2019
Title CompanyBENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 ROCK QUARRY RD #104 COLUMBIA MO 652017210, 104, COLUMBIA, MO 65201-7210

Mortgage

Document Number00A2600436
DateDec 31, 2018
Instrument2600436
Lender
NameBANK OF O'FALLON
TypeBank
AddressO'FALLON, IL 62269-8626
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 30, 2028
Interest
Rate TypeAdjustable Rate
Rate5.5%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified December 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$42,980 Land $7,644 Building $35,336$128,940 Land $22,932 Building $106,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN04-29-0-306-019

Interior

Building Area1,392 sqft Living Area
Gross Area1,680 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1985
Architectural StyleOther Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeRaised Foundation
Lot Area17,424 sqft (0.4 acres)
Parking Spaces1 Parking Spaces
Garage Area288 sqft Garage
FenceFence
Patio Area9,600 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address408 E 2ND ST
CityO FALLON
StateIL
Zip62269-2134
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARKVIEW GARDENS LOT/SEC-16 ALL LOT 16 & W 1/2 LT 17 LYG S OF RD & FORM RR LYG N & ADJ IN A02722114
Legal Township06
Legal SubdivisionPARKVIEW GARDENS
Legal Lot Number16-17
JurisdictionST CLAIR IL
Minor Civil DivisionO'FALLON
Census Blockgroup2
Census Block2007
Census Tract504352

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures