407 E 2nd St, O Fallon, IL 62269 Property Records

St. Clair County property record for 407 E 2nd St, O Fallon, IL 62269 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleOther
Year BuiltBuilt 1975
Square Footage972 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2025)
Tax Bill$3,152.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-29-0-311-004

Interior

Building Area972 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1975
Architectural StyleOther Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area6,970 sqft (0.16 acres)

Exterior Amenities

FenceFence
Patio Area90 sqft Patio
PorchOpen Porch
Porch Area196 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address407 E 2ND ST
CityO FALLON
StateIL
Zip62269-2136
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST PARK PLACE LOT/SEC-7 A02782092
Legal SubdivisionEAST PARK PLACE
Legal Lot Number7
JurisdictionST CLAIR IL
Minor Civil DivisionO'FALLON
Census Blockgroup2
Census Block2014
Census Tract504352

Owner

Source: St. Clair County records · APN 04-29-0-311-004

Assessment roll updated January 1, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 E 2ND ST, O FALLON, IL 62269-2136
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
May 25, 2023Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Mar 18, 2019Deed of Trust, Mortgage · Line of Credit
FIRST MID BK&TR NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2025 · Amount on Record
Deed SaleSep 17, 2025 · Amount on Record
Prior SaleMay 25, 2023 · Amount on Record
Deed Doc NumberA02860558
Record RefreshedJun 08, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionST CLAIR IL
Recording DateSep 17, 2025
Property Address407 E 2ND ST, O FALLON, IL 62269-2136
Document Number0A02860558
Map ReferenceMB X PG 23
Instrument DateSep 03, 2025
InstrumentA02860558
Transaction TypeTransfer
Record UpdatedOct 03, 2025
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E 2ND ST, O FALLON, IL 62269-2136

Mortgage

Document Number0A02860559
DateSep 17, 2025
InstrumentA02860559
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeFixed Rate
Rate6.25%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateMay 25, 2023
Property Address407 E 2ND ST, O FALLON, IL 62269-2136
Document Number0A02782092
Map ReferenceMB X PG 23
Instrument DateMay 23, 2023
InstrumentA02782092
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$242.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address407 E 2ND ST, O FALLON, IL 62269-2136

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1018 COTTONWOOD CT, O FALLON, IL 62269-3718

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address407 E 2ND ST, O FALLON, IL 62269-2136
Document Number00A2607557
Instrument DateMar 18, 2019
Transaction TypeMortgage
Record UpdatedApr 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address407 E 2ND ST O FALLON IL 622692136, O FALLON, IL 62269-2136

Mortgage

Document Number00A2607557
DateMar 25, 2019
Instrument2607557
Lender
NameFIRST MID BK&TR NA
AddressEDWARDSVILLE, IL 62025
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 24, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2024 · Last verified October 2025

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,152.00$43,250 (+36.4%) Land $4,212 Building $39,038$129,750 (+36.4%) Land $12,636 Building $117,114
2022$31,708 Land $3,437 Building $28,271$95,124 Land $10,311 Building $84,813

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