408 E 11th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 408 E 11th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1971
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$33,000 (Apr 2019)
Tax Bill	$752 (2025)
Deeds & Mortgages	Nov 2020 Transfer Apr 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`09819-040-000`

Property Details

APN / Parcel Number

Primary APN	`09819-040-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Heated Area
Gross Area	1,379 sqft
1st Floor Area	988 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Porch
Porch Area	79 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	408 E 11TH ST
City	LYNN HAVEN
State	FL
Zip	32444-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN W1/2 LOTS 9 & 10 BLK 175 ORB 4325 P 1029
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	175
Legal Lot Number	9,10 10
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3034
Census Tract	1402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E 11TH ST, LYNN HAVEN, FL 32444-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 2, 2019	Warranty Deed, Transfer OMEGA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	0041070885
Deed Book / Page	004107 / 000885
Last Transfer Date	Nov 17, 2020
Transfer Doc	0043251029
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Nov 17, 2020
Property Address	408 E 11TH ST, LYNN HAVEN, FL 32444-2642
Document Number	0043251029
Book / Page	004325 / 001029
Instrument Date	Nov 17, 2020
Instrument	77596
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 MAGNOLIA AVE PANAMA CITY FL 324012912, PANAMA CITY, FL 32401-2912

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 2, 2019
Property Address	408 E 11TH ST, LYNN HAVEN, FL 32444-2642
Document Number	0041070885
Book / Page	004107 / 000885
Instrument Date	Mar 26, 2019
Instrument	33454
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	OMEGA TITLE

Transaction

Amount	Amount Recorded
Tax	$231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1507 INVERNESS CT LYNN HAVEN FL 324445440, LYNN HAVEN, FL 32444-5440

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$752.00 (-2.46%) Homeowner's exemption	$91,603 (+5.99%)	$103,260 (+9.38%) Land $33,469 Building $69,791
2023	$771.00 (+11.42%) Homeowner's exemption	$86,428 (+3%)	$94,405 (+8.3%) Land $34,170 Building $60,235
2022	$692.00 Homeowner's exemption	$83,911	$87,168 Land $32,512 Building $54,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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