214 E 11th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 214 E 11th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,542 sqft · built 2022
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Jan 2022)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09863-000-000`

Property Details

APN / Parcel Number

Primary APN	`09863-000-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,542 sqft Living Area
Gross Area	3,018 sqft
1st Floor Area	2,146 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	476 sqft
Driveway	Driveway
Driveway Area	476 sqft
Porch	Florida Room
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	214 E 11TH ST
City	LYNN HAVEN
State	FL
Zip	32444-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LYNN HAVEN 102C1 E1/2 OF LOTS 1 & 2 BLK 184 ORB 4515 P 821
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	184
Legal Lot Number	1,2
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4012
Census Tract	1402

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PANHANDLE CU
Aug 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 5, 2025	Intrafamily Transfer, Transfer
Dec 17, 2021	Warranty Deed, Construction Loan · Construction Mortgage PANHANDLE CU
Jan 25, 2022	Correction Deed · Construction Mortgage PANHANDLE CU
May 27, 2021	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	20225671
Deed Book / Page	4515 / 821
Last Transfer Date	Sep 3, 2025
Transfer Doc	0049492031
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604

Mortgage

Document Number	0046420804
Date	Dec 21, 2022
Book Page	4642/804
Instrument	2022090020

Lender

Name	PANHANDLE CU
Type	Credit Union
Address	PANAMA CITY, FL 32405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604

Mortgage

Document Number	0049422319
Date	Aug 15, 2025
Book Page	4942/2319
Instrument	2025046577

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Sep 5, 2025
Property Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604
Document Number	0049492031
Book / Page	4949 / 2031
Map Reference	MB 5 PG 9
Instrument Date	Sep 3, 2025
Instrument	2025051095
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 MICHIGAN AVE, LYNN HAVEN, FL 32444-2435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 COUNTY RD E, MESQUITE, TX 75150

December 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 17, 2021
Property Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604
Document Number	0045001108
Book / Page	4500 / 1108
Map Reference	MB 5 PG 9
Instrument Date	Dec 17, 2021
Instrument	2021095558
Transaction Type	Construction Loan
Record Updated	Oct 1, 2025
Title Company	SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 MICHIGAN AVE, LYNN HAVEN, FL 32444-2435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604

Mortgage

Document Number	0045001110
Date	Dec 17, 2021
Instrument	4500/1110

Lender

Name	PANHANDLE CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 17, 2022

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BAY FL
Recording Date	Jan 25, 2022
Property Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604
Document Number	0045150821
Book / Page	4515 / 821
Map Reference	MB 5 PG 9
Instrument Date	Dec 17, 2021
Instrument	2022005671
Record Updated	Jan 15, 2024
Title Company	SOUTH OAK TITLE PANAMA CITY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 MICHIGAN AVE, LYNN HAVEN, FL 32444-2435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604

Mortgage

Document Number	0045150823
Date	Jan 25, 2022
Book Page	4515/823
Instrument	2022005672

Lender

Name	PANHANDLE CU
Type	Credit Union
Address	PANAMA CITY, FL 32405

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 17, 2022

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 27, 2021
Property Address	214 E 11TH ST, LYNN HAVEN, FL 32444-2604
Document Number	0044121260
Book / Page	4412 / 1260
Map Reference	MB 5 PG 9
Instrument Date	May 27, 2021
Instrument	2021040565
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 MICHIGAN AVE, LYNN HAVEN, FL 32444-2435

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00 (-0.22%) Homeowner's exemption Widower's exemption	$371,176 (+2.9%)	$425,274 (-5.88%) Land $33,469 Building $391,805
2024	$4,893.00 (+2.77%) Homeowner's exemption Widower's exemption	$360,715 (+3%)	$451,844 (+9.33%) Land $35,062 Building $416,782
2023	$4,761.00 (+681.77%) Homeowner's exemption Widower's exemption	$350,209 (+977.17%)	$413,301 (+1,171.23%) Land $34,170 Building $379,131
2022	$609.00	$32,512 Land $32,512	$32,512 Land $32,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	34 (1998–2026)
Claims Outside the SFHA	34 of 34
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Michael, Oct 2018 · 15 claims Severe Storms And Flooding, Jul 2013 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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