408 Derby Ln, Modesto, CA 95350 Property Records

Stanislaus County property record for 408 Derby Ln, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 1970
Lot Size	0.161 acres (7,028 sqft)
Owner	2 Company Names on File
Tax Bill	$2,046 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`055-021-055-000`

Property Details

APN / Parcel Number

Primary APN	`055-021-055-000`
Alternative APNs	`0552155000` `0552155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,623 sqft Living Area
1st Floor Area	1,623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,028 sqft (0.161 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 DERBY LN
City	MODESTO
State	CA
Zip	95350-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODROW MANOR NO 2 BLK 13022 LOT 12
Legal Subdivision	WOODROW MANOR 02
Legal Block	13022
Legal Lot Number	12
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1002
Census Tract	801

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	408 DERBY LN, MODESTO, CA 95350-1008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 16, 2022	Intrafamily Transfer, Transfer
Sep 11, 2020	Quit Claim Deed, Transfer AMROCK INC
Sep 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 23, 2019	Quit Claim Deed, Transfer OTHER
Sep 23, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Feb 15, 2018	Quit Claim Deed, Transfer OTHER
Feb 15, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2014
Deed Sale	May 23, 2014
Deed Document Number	201433209
Last Transfer Date	Jun 2, 2022
Transfer Doc	0000043752
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Jun 11, 2026
Property Address	408 DERBY LN, MODESTO, CA 95350-1008
Document Number	0000032415
Instrument Date	Jun 6, 2026
Instrument	202632415
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	408 DERBY LN, MODESTO, CA 95350-1008

Mortgage

Document Number	0000032415,
Date	Jun 11, 2026
Instrument	202632415

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	408 DERBY LN, MODESTO, CA 95350-1008
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 DERBY LN, MODESTO, CA 95350-1008

Mortgage

Document Number	0000014528
Date	Apr 2, 2024
Instrument	2024-0014528

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2044

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jun 16, 2022
Property Address	408 DERBY LN, MODESTO, CA 95350-1008
Document Number	0000043752
Map Reference	VOL 22 PG 41
Instrument Date	Jun 2, 2022
Instrument	2022-0043752
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 DERBY LN, MODESTO, CA 95350-1008

Mortgage

Document Number	0000043753
Date	Jun 16, 2022
Instrument	2022-0043753

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jun 16, 2022
Property Address	408 DERBY LN, MODESTO, CA 95350-1008
Document Number	0000043754
Map Reference	VOL 22 PG 41
Instrument Date	Jun 2, 2022
Instrument	2022-0043754
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	408 DERBY LN, MODESTO, CA 95350-1008

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 11, 2020
Property Address	408 DERBY LN, MODESTO, CA 95350-1008
Document Number	0000068766
Instrument Date	Aug 14, 2020
Instrument	68766
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	408 DERBY LN MODESTO CA 953501008, MODESTO, CA 95350-1008

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Sep 11, 2020
Property Address	408 DERBY LN, MODESTO, CA 95350-1008
Document Number	0000068764
Map Reference	VOL 22 PG 41
Instrument Date	Aug 14, 2020
Instrument	2020-0068764
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 DERBY LN, MODESTO, CA 95350-1008

Mortgage

Document Number	0000068765
Date	Sep 11, 2020
Instrument	2020-0068765

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 23, 2019
Property Address	408 DERBY LN, MODESTO, CA 95350-1008
Document Number	0000064664
Instrument Date	Sep 13, 2019
Instrument	64664
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	408 DERBY LN MODESTO CA 953501008, MODESTO, CA 95350-1008

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 23, 2019
Property Address	408 DERBY LN, MODESTO, CA 95350-1008
Document Number	0000064662
Instrument Date	Sep 13, 2019
Instrument	64662
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 DERBY LN MODESTO CA 953501008, MODESTO, CA 95350-1008

Mortgage

Document Number	64663
Date	Sep 23, 2019
Instrument	64663

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 22, 2034

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 15, 2018
Property Address	408 DERBY LN, MODESTO, CA 95350-1008
Document Number	0000010108
Instrument Date	Feb 6, 2018
Instrument	10108
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	408 DERBY LN MODESTO CA 953501008, MODESTO, CA 95350-1008

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 15, 2018
Property Address	408 DERBY LN, MODESTO, CA 95350-1008
Document Number	0000010106
Instrument Date	Feb 6, 2018
Instrument	10106
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 DERBY LN MODESTO CA 953501008, MODESTO, CA 95350-1008

Mortgage

Document Number	10107
Date	Feb 15, 2018
Instrument	10107

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 14, 2033

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,046.00 (+1.69%) Homeowner's exemption	$192,939 (+2%) Land $48,734 Building $144,205
2025	$2,012.00 (+3.98%) Homeowner's exemption	$189,157 (+4.04%) Land $47,779 Building $141,378
2023	$1,935.00 (+4.26%) Homeowner's exemption	$181,814 Land $45,925 Building $135,889
2022	$1,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ayera Technologies, ezWave.

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