Orange County property record for 408 Cottam Pl, Placentia, CA 92870
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,156 sqft · built 1997 |
| Lot Size | 0.095 acres (4,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Nov 2008) |
| Tax Bill | $8,967 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-641-46 |
| Primary APN | 340-641-46 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,156 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 4,125 sqft (0.095 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 408 COTTAM PL |
|---|---|
| City | PLACENTIA |
| State | CA |
| Zip | 92870-5142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15229 BLK LOT 46 |
| Legal Subdivision | TRACT NO 15229 |
| Legal Tract | 15229 |
| Legal Lot Number | 46 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | ANAHEIM-SANTA ANA-GARDEN GROVE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11716 |
408 Cottam Pl is owned and occupied by an individual who acquired it in February 2012.
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2008 · Amount on File |
| Deed Sale | Nov 4, 2008 · Amount on File |
| Prior Sale | Dec 12, 1997 · Amount on File |
| Deed Document Number | 2008503674 |
| Last Transfer Date | Feb 8, 2012 |
| Transfer Doc | 0000103518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 408 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 408 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Document Number | 0000676636 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020000676636 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 408 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Document Number | 0000129967 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 408 COTTAM PL PLACENTIA CA 928705142, PLACENTIA, CA 92870-5142 |
| Document Number | 0000129967 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 129967 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2050 |
The 2025 property tax bill for 408 Cottam Pl was $8,967 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Placentia City |
| Unified School District | Placentia-Yorba Linda Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $761,833 (+2%) Land $409,241 Building $352,592 | |
| 2025 | $8,967.00 Homeowner's exemption | $746,896 Land $401,217 Building $345,679 |
| 2023 | $8,571.00 (+1.31%) Homeowner's exemption | $717,894 Land $385,638 Building $332,256 |
| 2022 | $8,460.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 408 Cottam Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 408 Cottam Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cosmo Network Solutions Fixed Wireless | 350 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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