408 Cortijo, Cibolo, TX 78108 Property Records

Guadalupe County property record for 408 Cortijo, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,070 sqft · built 2016
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,000 (Mar 2017)
Tax Bill	$6,615 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3995W41601500000`

Property Details

APN / Parcel Number

Primary APN	`1G3995W41601500000`
Alternative APNs	`000000158027` `000000206575` `158027`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,070 sqft Living Area
Gross Area	3,643 sqft
1st Floor Area	1,714 sqft
2nd Floor Area	1,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	32 sqft
Patio Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 CORTIJO
City	CIBOLO
State	TX
Zip	78108-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURNING STONE UNIT-W4 BLOCK 16 LOT 15 0.1722 AC
Legal Subdivision	TURNING STONE UNIT-W4
Legal Tract	15
Legal Block	16
Legal Lot Number	15
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1004
Census Tract	210713

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 CORTIJO, CIBOLO, TX 78108-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage LOANUNITEDCOM LLC
Mar 6, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	20175011
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	408 CORTIJO, CIBOLO, TX 78108-2041
Document Number	0000033269
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	TRANS NATIONAL TITLE AGCY.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 CORTIJO CIBOLO TX 781082041, CIBOLO, TX 78108-2041

Mortgage

Document Number	0000033269
Date	Nov 18, 2020
Instrument	33269

Lender

Name	LOANUNITEDCOM LLC
Address	NORCROSS, GA 30093

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 6, 2017
Property Address	408 CORTIJO, CIBOLO, TX 78108-2041
Document Number	0000005011
Map Reference	VOL8 PG343&344
Instrument Date	Mar 3, 2017
Instrument	2017005011
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 2, 2021
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 CORTIGO, CIBOLO, TX 78108-2041

Mortgage

Document Number	0000005012
Date	Mar 6, 2017
Instrument	2017005012

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,082 (+3.61%) Land $47,162 Building $389,920	$437,082 (+3.61%) Land $47,162 Building $389,920
2025	$6,615.00 (-9.74%) Homeowner's exemption	$421,864 (-4.59%) Land $43,981 Building $377,883	$421,864 (-4.59%) Land $43,981 Building $377,883
2023	$7,329.00 (-8.89%) Homeowner's exemption	$442,137 Land $66,341 Building $375,796	$442,137 Land $66,341 Building $375,796
2022	$8,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1997–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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