325 Cortijo, Cibolo, TX 78108 Property Records

Guadalupe County property record for 325 Cortijo, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 2019
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$324,300 (Jul 2019)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1G3995W40112600000`

Property Details

APN / Parcel Number

Primary APN	`1G3995W40112600000`
Alternative APNs	`000000157997` `000000235611` `157997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	2,766 sqft
1st Floor Area	2,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	325 CORTIJO
City	CIBOLO
State	TX
Zip	78108-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURNING STONE UNIT-W4 BLOCK 1 LOT 126 0.1722 AC
Legal Subdivision	TURNING STONE UNIT-W4
Legal Tract	126
Legal Block	1
Legal Lot Number	126
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1000
Census Tract	210713

Owner

325 Cortijo is owned and occupied by an individual who bought it in July 2019.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2108 INDIAN CREEK RD, AUSTIN, TX 78734-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 22, 2019	Deed of Trust, Mortgage NAVY FCU
Jul 24, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU
Sep 27, 2018	Grant Deed, Construction Loan · Line of Credit LEGACY BK/TX
Jul 12, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on File
Deed Sale	Jul 24, 2019 · Amount on File
Deed Document Number	201999016468
Prior Transfer Date	Jul 22, 2019
Prior Transfer Doc	0099016468
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	325 CORTIJO, CIBOLO, TX 78108-2040
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099005530
Date	Feb 22, 2021
Instrument	202199005530

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	325 CORTIJO, CIBOLO, TX 78108-2040
Document Number	0000018099
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CORTIJO CIBOLO TX 781082040, CIBOLO, TX 78108-2040

Mortgage

Document Number	0000018099
Date	Aug 12, 2019
Instrument	18099

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 24, 2019
Property Address	325 CORTIJO, CIBOLO, TX 78108-2040
Document Number	0000016468
Instrument Date	Jul 22, 2019
Instrument	16468
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CORTIJO CIBOLO TX 781082040, CIBOLO, TX 78108-2040

Mortgage

Document Number	16469
Date	Jul 24, 2019
Instrument	16469

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 27, 2018
Property Address	325 CORTIJO, CIBOLO, TX 78108-2040
Instrument Date	Sep 25, 2018
Instrument	22221
Transaction Type	Construction Loan
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2005 NE GREEN OAKS BLVD #150 ARLINGTON TX 760063289, 150, ARLINGTON, TX 76006-3289

Mortgage

Document Number	0000022221
Date	Sep 27, 2018
Instrument	22221

Lender

Name	LEGACY BK/TX
Type	Bank
Address	5851 LEGACY CIR # 1200, PLANO, TX 75024-5968

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 12, 2018
Property Address	325 CORTIJO, CIBOLO, TX 78108-2040
Document Number	0000015478
Instrument Date	Jun 21, 2018
Instrument	15478
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16500 SAN PEDRO AVE #495 SAN ANTONIO TX 782322253, 495, SAN ANTONIO, TX 78232-2253
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$366,422 (-3.86%) Land $47,162 Building $319,260	$366,422 (-3.86%) Land $47,162 Building $319,260
2025	$381,124 Land $43,981 Building $337,143	$381,124 Land $43,981 Building $337,143
2023	$394,191 Land $66,341 Building $327,850	$394,191 Land $66,341 Building $327,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Cortijo in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1997–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Cortijo is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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