408 Copper Tree Trls, O Fallon, MO 63368 Property Records

St. Charles County property record for 408 Copper Tree Trls, O Fallon, MO 63368 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2000
Square Footage	4,184 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Garage	Attached, 662 sqft
Last Sale	$598,500 (2023)
Tax Bill	$5,682.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`T001700474`
Alternative APN	`4-0036-8340-00-0254.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	4,184 sqft Living Area
Gross Area	5,228 sqft Gross Area
1st Floor	1,802 sqft 1st Floor
Basement Area	1,382 sqft Basement
Finished Basement	1,000 sqft Finished
Unfinished Basement	382 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	662 sqft Garage
Porch	Open Porch
Porch Area	45 sqft Porch

Utilities and HVAC

Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	T001700474
Street Address	408 COPPER TREE TRLS
City	OFALLON
State	MO
Zip	63368
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PERSIMMON HILL VLG LOT 254
Legal Subdivision	PERSIMMON HILL VLG
Legal Lot Number	254
Jurisdiction	ST CHARLES MO
Minor Civil Division	BOONE
Census Blockgroup	1
Census Block	1030
Census Tract	311153

Owner

Source: St. Charles County records · APN T001700474

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Nov 13, 2018	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS
Jan 23, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Doc Number	202332348
Prior Transfer Date	Jan 10, 2020
Prior Transfer Doc	0072160576
Record Refreshed	Jun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 11, 2023
Property Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338
Document Number	0000032348
Map Reference	MB 36 PG 202
Instrument Date	Aug 05, 2023
Instrument	2023R-032348
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338

Mortgage

Document Number	0000032349
Date	Aug 11, 2023
Instrument	2023R-032349

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Margin	2
Max Rate	11.5%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338

Mortgage

Document Number	0000101139
Date	Dec 15, 2021
Instrument	2021R-101139

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 01, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073552054
Date	Jul 28, 2020
Book Page	7355/2054
Instrument	20200728000530950

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 01, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 15, 2020
Property Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338
Document Number	0072160576
Book / Page	7216 / 0576
Map Reference	MB 35 PG 202
Instrument Date	Jan 10, 2020
Instrument	20200115000028470
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338

Mortgage

Document Number	20200115000028480
Date	Jan 15, 2020
Instrument	20200115000028480

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338
Document Number	0070041054
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	408 COPPER TREE TRL O FALLON MO 633686338, O FALLON, MO 63368-6338

Mortgage

Document Number	0070041054
Date	Nov 19, 2018
Book Page	007004/001054
Instrument	651560

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 23, 2018
Property Address	408 COPPER TREE TRL, O FALLON, MO 63368-6338
Document Number	0068700674
Book / Page	006870 / 000674
Instrument Date	Jan 19, 2018
Instrument	41390
Transaction Type	Transfer
Record Updated	Mar 06, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	408 COPPER TREE TRL O FALLON MO 633686338, O FALLON, MO 63368-6338

Mortgage

Document Number	68700676
Date	Jan 23, 2018
Book Page	006870/000676
Instrument	41400

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,830.00 (+2.6%)	$87,868 (+5.61%)	$462,464 (+5.61%) Land $80,000 Building $382,464
2024	$5,682.00
2023		$83,199
2022			$437,887 Land $65,000 Building $372,887

408 Copper Tree Trls, O Fallon, MO 63368 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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