St. Charles County property record for 405 Copper Tree Trls, O Fallon, MO 63368 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 3,247 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $231,958 (2002) |
| Tax Bill | $1,051.00 (2024) |
| Primary APN | T001700483 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,247 sqft Living Area |
| Gross Area | 5,133 sqft Gross Area |
| 1st Floor | 1,802 sqft 1st Floor |
| Basement Area | 1,445 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch | Open Porch |
| Porch Area | 100 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T001700483 |
|---|---|
| Street Address | 405 COPPER TREE TRLS |
| City | OFALLON |
| State | MO |
| Zip | 63368 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PERSIMMON HILL VLG LOT 263 |
| Legal Subdivision | PERSIMMON HILL VLG |
| Legal Lot Number | 263 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T001700483
Assessment roll updated August 13, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 COPPER TREE TRLS, OFALLON, MO 63368 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Jun 26, 2018 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2002 · Amount on Record |
| Deed Sale | Jun 14, 2002 · Amount on Record |
| Deed Doc Number | 200255319 |
| Deed Book / Page | 2920 / 675 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 13, 2026 |
| Property Address | 405 COPPER TREE TRL, O FALLON, MO 63368-6338 |
| Document Number | 0000016742 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202616742 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 405 COPPER TREE TRL, O FALLON, MO 63368-6338 |
| Document Number | 0000016742, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202616742 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 405 COPPER TREE TRL, O FALLON, MO 63368-6338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069392154 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 6939/2154 |
| Instrument | 20180626000035764 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $962.00 (-8.47%) | $86,082 (+5.9%) | $453,063 (+5.9%) Land $80,000 Building $373,063 |
| 2024 | $1,051.00 | ||
| 2023 | $81,287 | ||
| 2022 | $427,824 Land $65,000 Building $362,824 |
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