408 Constitution Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 408 Constitution Dr, Forked River, NJ 08731 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1971
Lot Size	0.25 acres (10,899 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2003)
Tax Bill	$7,018 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`13-00447-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`13-00447-0000-00018`
Alternative APNs	`130044700018` `00038914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,899 sqft (0.25 acres)
Lot Dimensions	109 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00038914
Street Address	408 CONSTITUTION DR
City	FORKED RIVER
State	NJ
Zip	08731-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100 X 109
Legal Subdivision	FORKED RIV ESTATES CAPTAINES C
Legal Block	447
Legal Lot Number	18
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1026
Census Tract	732101

Owner

Source: Ocean County and Lacey Township records · APN 13-00447-0000-00018

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	408 CONSTITUTION DR, FORKED RIVER, NJ 08731-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2003 · Amount on Record
Deed Sale	Jul 11, 2003 · Amount on Record
Prior Sale	Sep 09, 1993 · Amount on Record
Deed Book / Page	11528 / 1757
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	408 CONSTITUTION DR, FORKED RIVER, NJ 08731-1816
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178730220
Date	Apr 30, 2020
Book Page	17873/220
Instrument	2020044293

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 07, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,600 (-) Land $83,500 Building $173,100	$256,600 (-) Land $83,500 Building $173,100
2025	$7,018.00 (+7.94%)	$256,600 (-) Land $83,500 Building $173,100	$256,600 (-) Land $83,500 Building $173,100
2024	$6,502.00 (+11.99%)
2023		$256,600 Land $83,500 Building $173,100	$256,600 Land $83,500 Building $173,100
2022	$5,806.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297321011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 336 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	336 in force
Nearby Flood Claims	351 (1989–2023)
Claims Outside the SFHA	2 of 351
Most Recent Claim	Mar 2023
Claims By Storm	Hurricane Sandy, Oct 2012 · 302 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 70% of New Jersey
Wildfire Likelihood	About 1 in 926 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.