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407 Constitution Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 407 Constitution Dr, Forked River, NJ 08731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,528 sqft · built 1971
Lot Size0.248 acres (10,799 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Apr 2025)
Tax Bill$5,062 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN13-00487-0000-00010

Property Details

APN / Parcel Number

Primary APN13-00487-0000-00010
Alternative APNs
  • 130048700010
  • 00044020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,528 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area10,799 sqft (0.248 acres)
Lot Dimensions120 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number00044020
Street Address407 CONSTITUTION DR
CityFORKED RIVER
StateNJ
Zip08731-1817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90 X 120
Legal SubdivisionFORKED RIV ESTATES SEC F PRT 1
Legal Block487
Legal Lot Number10
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group1
Census Block1027
Census Tract732101

Owner

Source: Ocean County and Lacey Township records · APN 13-00487-0000-00010

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 CONSTITUTION DR, FORKED RIVER, NJ 08731-1817
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2025Deed, Transfer · FHA Mortgage
CORNERSTONE FIRST MORTGAGE INC
Jul 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2025 · Amount on Record
Deed SaleApr 30, 2025 · Amount on Record
Prior SaleDec 23, 2024 · Amount on Record
Deed Document Number202532395
Deed Book / Page19997 / 371
Record UpdatedSep 20, 2026

April 2025: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateApr 30, 2025
Property Address407 CONSTITUTION DR, FORKED RIVER, NJ 08731-1817
Document Number0199970371
Book / Page19997 / 371
Instrument DateApr 24, 2025
Instrument2025032395
Transaction TypeTransfer
Record UpdatedNov 04, 2025
Title CompanyTRIDENT LAND TRANSFER CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,887.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address974 CAPSTAN DR, FORKED RIVER, NJ 08731-2030

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 CONSTITUTION DR, FORKED RIVER, NJ 08731-1817

Mortgage

Document Number2025032396
DateApr 30, 2025
Instrument2025032396
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2055

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address407 CONSTITUTION DR, FORKED RIVER, NJ 08731-1817
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0185691079
DateJul 08, 2021
Book Page18569/1079
Instrument2021100993
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$260,500 (+40.73%) Land $83,000 Building $177,500$260,500 (+40.73%) Land $83,000 Building $177,500
2025$5,062.00 (+7.93%)$185,100 (-) Land $83,000 Building $102,100$185,100 (-) Land $83,000 Building $102,100
2024$4,690.00 (+11.99%)
2023$185,100 Land $83,000 Building $102,100$185,100 Land $83,000 Building $102,100
2022$4,188.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297321011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 336 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies336 in force
272 of 336 on primary residences
Nearby Flood Claims351 (1989–2023)
Claims Outside the SFHA2 of 351
Most Recent ClaimMar 2023
Flood Events
  • Hurricane Sandy (Oct 2012), 302 claims
  • Severe Storms And Flooding (Mar 2010), 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding (Dec 1992), 17 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 70% of New Jersey
Wildfire LikelihoodAbout 1 in 926 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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