Covington County property record for 408 Cold Springs Rd, Collins, MS 39428
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,158 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $83,500 (Aug 2007) |
| Tax Bill | $281 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 121012 01510 |
| Primary APN | 121012 01510 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,158 sqft Adjusted Area |
| 1st Floor Area | 1,000 sqft |
| Utility Area | 80 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 12075 |
|---|---|
| Street Address | 408 COLD SPRINGS RD |
| City | COLLINS |
| State | MS |
| Zip | 39428-4647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC IN SEC SE4 SE4 LYING E OF & ADJ TO RD & ALSO IN SECTION 7-7-15 0612110-010 B 0270 P 0663 08/27/2007 |
| Legal Range | 16W |
| Legal Township | 07N |
| Legal Section | 12 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 950401 |
Source: Covington County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 COLD SPRINGS RD, COLLINS, MS 39428-4647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2007 · Amount on Record |
| Deed Sale | Aug 27, 2007 · Amount on Record |
| Prior Sale | Aug 27, 2007 · Amount on Record |
| Deed Book / Page | 270 / 663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 408 COLD SPRINGS RD, COLLINS, MS 39428-4647 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 408 COLD SPRINGS RD, COLLINS, MS 39428-4647 |
| Document Number | 000799/129 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 799/129 |
| Name | COVINGTON COUNTY BANK |
|---|---|
| Type | Bank |
| Address | COLLINS, MS 39428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | May 8, 2027 |
Source: Covington County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $281.00 (+12.85%) Disabled Person's exemption | $5,049 (-) | |
| 2024 | $50,490 (-) Land $8,000 Building $42,490 | ||
| 2023 | $5,049 (-) | $50,490 (-) Land $8,000 Building $42,490 | |
| 2022 | $249.00 (+31.05%) Disabled Person's exemption | $5,049 | $50,490 Land $8,000 Building $42,490 |
| 2019 | $190.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 73% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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