Covington County property record for 353 Cold Springs Rd, Collins, MS 39428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,427 sqft · built 2020 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,785 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074018 00510 |
| Primary APN | 074018 00510 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,427 sqft Adjusted Area |
| 1st Floor Area | 1,920 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Area | 480 sqft |
| Patio Area | 409 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 2,000 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2182 |
|---|---|
| Street Address | 353 COLD SPRINGS RD |
| City | COLLINS |
| State | MS |
| Zip | 39428-4649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NWC OF SW4 NW4 W OF & ADJ TO RD 0518030-055 B 222 P 255 06/30/1998 |
| Legal Range | 15W |
| Legal Township | 07N |
| Legal Section | 18 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 950401 |
353 Cold Springs Rd is owned and occupied by an individual.
Source: Covington County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 353 COLD SPRINGS RD, COLLINS, MS 39428-4649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 22, 2020 | Deed of Trust, Mortgage CITIZENS BANK |
| Aug 14, 2018 | Deed of Trust, Mortgage HANCOCK BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 353 COLD SPRINGS RD, COLLINS, MS 39428-4649 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 353 COLD SPRINGS RD, COLLINS, MS 39428-4649 |
| Document Number | 0000796/66 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 796/66 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | SEMINARY, MS 39479 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Dec 5, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 353 COLD SPRINGS RD, COLLINS, MS 39428-4649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 782/366 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 782/366 |
| Instrument | 1065686 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | SEMINARY, MS 39479 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Oct 2, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 353 COLD SPRINGS RD, COLLINS, MS 39428-4649 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 752/185 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 752/185 |
| Instrument | 1056481 |
| Name | HANCOCK BANK |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39402 |
| Amount | Amount on Record |
|---|---|
| Term | 299 Months |
| Due | Jul 19, 2043 |
The 2025 property tax bill for 353 Cold Springs Rd was $1,785 with exemptions applied.
Source: Covington County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,785.00 Disabled Person's exemption | $21,707 | |
| 2024 | $214,760 (-0.78%) Land $8,180 Building $206,580 | ||
| 2023 | $21,960 (-0.57%) | $216,450 (-0.58%) Land $8,220 Building $208,230 | |
| 2022 | $1,682.00 Disabled Person's exemption | $22,087 | $217,720 Land $8,220 Building $209,500 |
| 2019 | $378.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 353 Cold Springs Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 353 Cold Springs Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 68% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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