408 Clark Dr, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 408 Clark Dr, Holmes Beach, FL 34217

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,362 sqft · built 1957
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on Record
Last Sale$1,400,000 (Aug 2024)
Tax Bill$15,881 (2025)
Deeds & MortgagesApr 2026 Sale
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN71977-0000-3

Property Details

APN / Parcel Number

Primary APN71977-0000-3
Alternative APN
  • 3416207197700003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,362 sqft Living Area
Gross Area1,842 sqft
1st Floor Area1,362 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2015
Exterior MaterialBlock
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions100 ft deep x 90 ft wide
View / LotIsland
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
Pool Area288 sqft
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address408 CLARK DR
CityHOLMES BEACH
StateFL
Zip34217-1116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHB_R-2
Legal DescriptionLOT 6 CLARK SPRING LAKE ESTATES PI#71977.0000/3
Legal Range16E
Legal Township34S
Legal Section20
Legal SubdivisionCLARK SPRING LAKE ESTATES
Legal Tract07197000
Legal Lot Number6
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group3
Census Block3021
Census Tract1801

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 CLARK DR, HOLMES BEACH, FL 34217-1116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MUTUAL MORTGAGE CO
Sep 5, 2019Warranty Deed, Transfer · ARM
MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2024 · Amount on Record
Deed SaleAug 30, 2024 · Amount on Record
Prior SaleSep 5, 2019 · Amount on Record
Deed Document Number202491895
Last Transfer DateMar 30, 2026
Transfer Doc0000046918
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANATEE FL
Recording DateApr 24, 2026
Property Address408 CLARK DR, HOLMES BEACH, FL 34217-1116
Document Number0000046918
Instrument DateMar 30, 2026
Instrument202646918
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 CLARK DR, HOLMES BEACH, FL 34217-1116

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMANATEE FL
Recording DateFeb 12, 2021
Property Address408 CLARK DR, HOLMES BEACH, FL 34217-1116
Document Number202141018936
Map ReferenceMB 9 PG 24
Instrument DateDec 4, 2020
Instrument202141018936
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 CLARK DR, HOLMES BEACH, FL 34217-1116

Mortgage

Document Number202141018937
DateFeb 12, 2021
Instrument202141018937
Lender
NameMUTUAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateSep 5, 2019
Property Address408 CLARK DR, HOLMES BEACH, FL 34217-1116
Document Number0028005400
Book / Page2800 / 5400
Map ReferenceMB 9 PG 24
Instrument DateSep 4, 2019
Instrument201941088538
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyBARNES WALKER TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5927 LIVERMORE LN, 5927, NAPLES, FL 34119-4626

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 174, ANNA MARIA, FL 34216-0174

Mortgage

Document Number28005402
DateSep 5, 2019
Instrument2800-5402
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate6.12%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2024
Change FrequencyMonthly
Min Rate At Change4.12%
Max Rate At Change8.12%
Index1-Year LIBOR
Margin4
Max Rate12.1%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityHolmes Beach City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,031,026 (-0.6%) Land $559,300 Building $471,726$1,031,026 (-0.6%) Land $559,300 Building $471,726
2025$15,881.00 (+74.61%)$1,037,230 (+74%) Land $559,300 Building $477,930$1,037,230 (-0.58%) Land $559,300 Building $477,930
2024$9,095.00 (+0.75%)
2023$9,027.00 (+2.24%) Homeowner's exemption$596,119 (+3%)$1,043,327 (+37.95%) Land $559,300 Building $484,027
2022$8,829.00 Homeowner's exemption$578,756$756,330 Land $336,000 Building $420,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 595 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies599 units insured
incl. 4 condo units
Nearby Flood Claims581 (1999–2025)
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 27 claims
  • Hurricane Helene, Oct 2024 · 526 claims
  • Hurricane Idalia, Aug 2023 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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