406 Clark Dr, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 406 Clark Dr, Holmes Beach, FL 34217

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,080 sqft · built 1973
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$1,397,000 (Oct 2021)
Tax Bill$8,865 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN71978-0000-1

Property Details

APN / Parcel Number

Primary APN71978-0000-1
Alternative APN
  • 3416207197800001

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,080 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
View / LotIsland
Pool Area240 sqft
PorchOpen Porch
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address406 CLARK DR
CityHOLMES BEACH
StateFL
Zip34217-1116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHB_R-2
Legal DescriptionE 75 FT OF LOT 7 CLARK SPRING LAKE ESTATES PI#71978.0000/1
Legal Range16E
Legal Township34S
Legal Section20
Legal SubdivisionCLARK SPRING LAKE ESTATES
Legal Tract07197000
Legal Lot Number7
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group3
Census Block3021
Census Tract1801

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1120 MAXWELL LN, ZIONSVILLE, IN 46077-1030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2021 · Amount on Record
Deed SaleOct 8, 2021 · Amount on Record
Prior SaleApr 29, 2019 · Amount on Record
Deed Document Number2021134186
Prior Transfer DateApr 22, 2019
Prior Transfer Doc0027792419
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateOct 8, 2021
Property Address406 CLARK DR, HOLMES BEACH, FL 34217-1116
Document Number0041134186
Map ReferenceMB 9 PG 24
Instrument DateOct 7, 2021
Instrument202141134186
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyBARNES WALKER TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,779.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address777 BRICKELL AVE, MIAMI, FL 33131-2809

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 MAXWELL LN, ZIONSVILLE, IN 46077-1030

Mortgage

Document Number0041134187
DateOct 8, 2021
Instrument202141134187
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityHolmes Beach City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$577,996 (+1%)$1,223,448 (+132.84%) Land $499,375 Building $724,073
2025$8,865.00 (-57.07%)$525,451 (-60.7%) Land $499,375 Building $26,076$525,451 (-60.7%) Land $499,375 Building $26,076
2024$20,650.00 (-0.87%)
2023$20,831.00 (+8.73%)$1,336,928 (+9.95%) Land $499,375 Building $837,553$1,336,928 (+9.95%) Land $499,375 Building $837,553
2022$19,159.00$1,215,996 Land $300,000 Building $915,996$1,215,996 Land $300,000 Building $915,996

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 595 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies599 units insured
incl. 4 condo units
Nearby Flood Claims581 (1999–2025)
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 27 claims
  • Hurricane Helene, Oct 2024 · 526 claims
  • Hurricane Idalia, Aug 2023 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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