Effingham County property record for 408 Chestnut St, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,937 sqft · built 1996 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Apr 2003) |
| Tax Bill | $2,842 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S1040041000 |
| Primary APN | S1040041000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,937 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 295 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26543 |
|---|---|
| Street Address | 408 CHESTNUT ST |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-4848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .43 AC LOT 4 BLK H |
| Legal Subdivision | CHEROKEE PARK |
| Legal Block | H |
| Legal Lot Number | 4 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30209 |
408 Chestnut St is owned and occupied by two individuals who bought it in April 2003.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 CHESTNUT ST, SPRINGFIELD, GA 31329-4848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2003 · Amount on File |
| Deed Sale | Apr 4, 2003 · Amount on File |
| Deed Book / Page | 951 / 373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 408 CHESTNUT ST, SPRINGFIELD, GA 31329-4848 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 408 CHESTNUT ST, SPRINGFIELD, GA 31329-4848 |
| Document Number | 0000002693/0000000658 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 0000002693/0000000658 |
| Instrument | 006536 |
| Name | SECURITY NATIONAL MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 408 Chestnut St was $2,842 with a homeowner's exemption, up 6.1% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,996 (+8.69%) Land $11,352 Building $82,644 | $234,989 (+8.69%) Land $28,380 Building $206,609 | |
| 2025 | $2,842.00 (+6.12%) Homeowner's exemption | $86,483 (-5.99%) Land $11,352 Building $75,131 | $216,207 (-5.99%) Land $28,380 Building $187,827 |
| 2024 | $2,678.00 Homeowner's exemption | $91,998 Land $11,352 Building $80,646 | $229,994 Land $28,380 Building $201,614 |
| 2022 | $2,504.00 Homeowner's exemption | $73,428 Land $7,740 Building $65,688 | $183,571 Land $19,350 Building $164,221 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Chestnut St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 3,100 people · EPA ID GA1030002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Planters Rural Telephone Cooperative.
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