402 Chestnut St, Springfield, GA 31329 Property Records

Effingham County property record for 402 Chestnut St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,380 sqft · built 1974
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$148,500 (Dec 2015)
Tax Bill	$3,100 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S1040044000`

Property Details

APN / Parcel Number

Primary APN	`S1040044000`
Alternative APNs	`S1040044` `26546`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,380 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Mixed
Garage Area	529 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	606 sqft
Storage Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26546
Street Address	402 CHESTNUT ST
City	SPRINGFIELD
State	GA
Zip	31329-4848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 7 & 8 BLK H
Legal Subdivision	CHEROKEE PARK
Legal Block	H
Legal Lot Number	7,8
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1023
Census Tract	30209

Owner

402 Chestnut St is owned and occupied by two individuals who bought it in December 2015.

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 CHESTNUT ST, SPRINGFIELD, GA 31329-4848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2015 · Amount on File
Deed Sale	Dec 22, 2015 · Amount on File
Prior Sale	Apr 24, 2002 · Amount on File
Deed Document Number	20153265
Deed Book / Page	2325 / 746
Prior Transfer Date	Oct 6, 2015
Prior Transfer Doc	002325/744
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	402 CHESTNUT ST, SPRINGFIELD, GA 31329-4848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHESTNUT ST, SPRINGFIELD, GA 31329-4848

Mortgage

Document Number	0000002574/0000000543
Date	Feb 19, 2020
Book Page	0000002574/0000000543
Instrument	001562

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	402 CHESTNUT ST, SPRINGFIELD, GA 31329-4848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHESTNUT ST, SPRINGFIELD, GA 31329-4848

Mortgage

Document Number	0000002515/0000000439
Date	Mar 21, 2019
Book Page	0000002515/0000000439
Instrument	002217

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 402 Chestnut St was $3,100 with a homeowner's exemption, up 3.8% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,981 (+7.38%) Land $22,968 Building $87,013	$274,951 (+7.38%) Land $57,420 Building $217,531
2025	$3,100.00 (+3.78%) Homeowner's exemption	$102,418 (-14.41%) Land $22,968 Building $79,450	$256,044 (-14.41%) Land $57,420 Building $198,624
2024	$2,987.00 Homeowner's exemption	$119,663 Land $22,968 Building $96,695	$299,157 Land $57,420 Building $241,737
2022	$2,801.00 Homeowner's exemption	$97,216 Land $15,660 Building $81,556	$243,040 Land $39,150 Building $203,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Chestnut St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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