408 Cherry St, Gadsden, AL 35901 Property Records

Etowah County property record for 408 Cherry St, Gadsden, AL 35901

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,162 sqft · built 1908
Lot Size0.253 acres (11,000 sqft)
OwnerIndividual Name on File
Tax Bill$639 (2026)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN15-02-09-1-000-131.000

Property Details

APN / Parcel Number

Primary APN15-02-09-1-000-131.000
Alternative APNs
  • 034556
  • 34556

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,162 sqft Living Area
1st Floor Area2,000 sqft
2nd Floor Area162 sqft
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialVinyl
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area11,000 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number034556
Street Address408 CHERRY ST
CityGADSDEN
StateAL
Zip35901-5241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 MEEKS ADD A-136 GADSDEN 9-12-6 1421-655,1671-143,1721-103 T/L-2022-734-SULLIVAN,KANDI(RED12-10-2024) T/L-2023-SULLIVAN, KANDI(RED12-10-2024)
Legal Range6E
Legal Township12S
Legal Section9
Legal SubdivisionMEEK'S ADD RE-AR W B ROBERTS
Legal Lot Number7
JurisdictionETOWAH AL
Township / Civil DivisionGADSDEN
Census Block Group3
Census Block3003
Census Tract1200

Owner

408 Cherry St, a single family home, is owned by an individual.

Source: Etowah County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address510 E GRAND AVE, 1104, RAINBOW CITY, AL 35906-6257
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionETOWAH AL
Property Address408 CHERRY ST, GADSDEN, AL 35901-5241
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3460435
DateDec 13, 2017
Instrument3460435
Lender
NameREGIONS BANK
TypeBank
AddressGADSDEN, AL 35901
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 408 Cherry St was $639, down 11.4% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalityGadsden City
Unified School DistrictGadsden City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$639.00 (-11.37%)
2025$721.00$14,720 Land $2,760 Building $11,960$147,100 Land $27,500 Building $119,600
2023$721.00 (+17.05%)$29,420 (+17.12%) Land $5,500 Building $23,920$147,100 (+17.12%) Land $27,500 Building $119,600
2022$616.00$25,120 Land $5,500 Building $19,620$125,600 Land $27,500 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Cherry St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims6 (1979–1999)
Claims Outside the SFHA2 of 6
Most Recent ClaimJun 1999 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Feb 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GADSDEN, THE WWSB OF THE
serves 44,637 people · EPA ID AL0000577
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Sparklight.

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