104 Cherry St, Gadsden, AL 35901 Property Records

Etowah County property record for 104 Cherry St, Gadsden, AL 35901

Property Summary

Property Type	Medical Building
Details	2 ba · 1,620 sqft · built 1999
Lot Size	0.204 acres (8,885 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Feb 2018)
Tax Bill	$2,371 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-09-1-000-021.000`

Property Details

APN / Parcel Number

Primary APN	`15-02-09-1-000-021.000`
Alternative APNs	`259644` `34429`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Total Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,885 sqft (0.204 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	259644
Street Address	104 CHERRY ST
City	GADSDEN
State	AL
Zip	35901-5235
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	H/S BASE YEAR LT 1 BLK 9 MORAGNE HEIGHTS PLAT B-90&91 GADSDEN 9-12-6 D-1999-0800,D-2018-3462708,D-2020-3500255,D-2022-3534386
Legal Range	6E
Legal Township	12S
Legal Section	9
Legal Subdivision	MORAGNE HEIGHTS
Legal Block	9
Legal Lot Number	1
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	3
Census Block	3005
Census Tract	1200

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	104 CHERRY ST, GADSDEN, AL 35901-5235
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · Commercial Mortgage ALABAMA TEACHERS CU
Feb 7, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage METRO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2018 · Amount on Record
Deed Sale	Feb 7, 2018 · Amount on Record
Deed Document Number	20183462708
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jan 24, 2022
Property Address	104 CHERRY ST, GADSDEN, AL 35901-5235
Document Number	0003534386
Instrument Date	Jan 21, 2022
Instrument	3534386
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$248.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2870 PINEDALE DR, SOUTHSIDE, AL 35907-0468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CHERRY ST, GADSDEN, AL 35901-5235

Mortgage

Document Number	0003535004
Date	Jan 24, 2022
Instrument	3535004

Lender

Name	ALABAMA TEACHERS CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 15, 2032

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Feb 7, 2018
Property Address	104 CHERRY ST, GADSDEN, AL 35901-5235
Document Number	0003462708
Instrument Date	Feb 7, 2018
Instrument	3462708
Transaction Type	Transfer
Record Updated	Nov 28, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 PENINSULA DR, GADSDEN, AL 35901-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 PINEDALE DR, SOUTHSIDE, AL 35907-0468

Mortgage

Document Number	0003462709
Date	Feb 7, 2018
Instrument	3462709

Lender

Name	METRO BANK
Type	Bank
Address	GADSDEN, AL 35907

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,371.00 (+6.99%)
2025	$2,216.00 (-12.76%)	$45,240 (-12.73%) Land $15,200 Building $30,040	$226,200 (-12.73%) Land $76,000 Building $150,200
2023	$2,540.00 (+13.6%)	$51,840 (+13.58%) Land $15,200 Building $36,640	$259,200 (+13.58%) Land $76,000 Building $183,200
2022	$2,236.00	$45,640 Land $15,200 Building $30,440	$228,200 Land $76,000 Building $152,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1979–1999)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 1999 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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