408 Center St, Erlanger, KY 41018 Property Records

Kenton County property record for 408 Center St, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,229 sqft · built 1948
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2020)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-30-17-075.00`

Property Details

APN / Parcel Number

Primary APN	`003-30-17-075.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,229 sqft Finished Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	408 CENTER ST
City	ERLANGER
State	KY
Zip	41018-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHEASANT GROVE BLK 2 FRONT 100' LOTS 32-33
Legal Subdivision	PHEASANT GROVE
Legal Phase	2
Legal Block	2
Legal Lot Number	32,33
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2024
Census Tract	64400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 CENTER ST, ERLANGER, KY 41018-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Mar 2, 2010 · Amount on Record
Deed Document Number	20205900051
Deed Book / Page	33 / 606
Last Transfer Date	Mar 14, 2023
Transfer Doc	0000000002
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	408 CENTER ST, ERLANGER, KY 41018-1418
Document Number	0000000052
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 CENTER ST ERLANGER KY 410181418, ERLANGER, KY 41018-1418

Mortgage

Document Number	0000000052
Date	Jul 27, 2020
Book Page	000M73/000595
Instrument	52

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 27, 2020
Property Address	408 CENTER ST, ERLANGER, KY 41018-1418
Document Number	0000000051
Book / Page	000033 / 000606
Instrument Date	Jul 15, 2020
Instrument	51
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6110 TANAGER DR #157 BURLINGTON KY 410059001, 157, BURLINGTON, KY 41005-9001

Mortgage

Document Number	52
Date	Jul 27, 2020
Book Page	000M73/000595
Instrument	52

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	408 CENTER ST, ERLANGER, KY 41018-1418
Document Number	0000000091
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 CENTER ST ERLANGER KY 410181418, ERLANGER, KY 41018-1418

Mortgage

Document Number	0000000091
Date	Apr 3, 2020
Book Page	000M28/000416
Instrument	91

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (-) Land $25,000 Building $115,000	$140,000 (-) Land $25,000 Building $115,000
2025	$1,846.00 (+1.54%)	$140,000 (-) Land $25,000 Building $115,000	$140,000 (-) Land $25,000 Building $115,000
2023	$1,818.00	$140,000 Land $25,000 Building $115,000	$140,000 Land $25,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

408 Center St, Erlanger, KY 41018 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Center St

Nearby Streets

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