406 Center St, Erlanger, KY 41018 Property Records

Kenton County property record for 406 Center St, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,196 sqft · built 1950
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$1,943,660 (Jul 2023)
Tax Bill$422 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jan 2023 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN003-30-17-074.00

Property Details

APN / Parcel Number

Primary APN003-30-17-074.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,196 sqft Finished Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address406 CENTER ST
CityERLANGER
StateKY
Zip41018-1418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHEASANT GROVE BLK 2 REAR 50' LOTS 1-4 50'X 100' NES CENTER STREET
Legal SubdivisionPHEASANT GROVE
Legal Phase2
Legal Block2
Legal Lot Number1,2
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2024
Census Tract64400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7128 MANDERLAY DR, FLORENCE, KY 41042-2625
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
CLEAREDGE LENDING LLC
Jan 10, 2023Commissioner's Deed, Foreclosure
Foreclosure Auction
Mar 21, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 22, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2023 · Amount on Record
Deed SaleJul 26, 2023 · Amount on Record
Prior SaleJan 10, 2023 · Amount on Record
Deed Document Number2023219
Deed Book / Page237 / 860
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address406 CENTER ST, ERLANGER, KY 41018-1418
Transaction TypeMortgage
Record UpdatedMar 10, 2026
Title CompanyKENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD

Transferred To (Grantee/Buyer)

NameVerified Name
Address7128 MANDERLAY DR, FLORENCE, KY 41042-2625

Mortgage

Document Number0000002004
DateFeb 2, 2026
Book Page729/909
Instrument26059000002004
Lender
NameCLEAREDGE LENDING LLC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

January 2023: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKENTON KY
Recording DateJan 10, 2023
Property Address406 CENTER ST, ERLANGER, KY 41018-1418
Document Number0005900053
Book / Page208 / 791
Instrument DateOct 10, 2022
Instrument23011005900053
Transaction TypeForeclosure
Record UpdatedJan 5, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name
Address230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

NameVerified Name
Address7128 MANDERLAY DR, FLORENCE, KY 41042-2625

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateMar 21, 2019
Property Address406 CENTER ST, ERLANGER, KY 41018-1418
Document Number0000000076
Book / Page0C6622 / 000282
Instrument DateNov 30, 2018
Instrument76
Transaction TypeTransfer
Record UpdatedApr 2, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2.96
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2712 W ROOSEVELT DR MILWAUKEE WI 532161834, MILWAUKEE, WI 53216-1834

February 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateFeb 22, 2018
Property Address406 CENTER ST, ERLANGER, KY 41018-1418
Document Number0000000048
Book / Page0C6358 / 000212
Instrument DateJul 3, 2017
Instrument48
Transaction TypeForeclosure
Record UpdatedMar 22, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14800 LANDMARK BLVD #400 DALLAS TX 752547598, 400, DALLAS, TX 75254-7598

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,000 (-) Land $15,000 Building $17,000$32,000 (-) Land $15,000 Building $17,000
2025$422.00 (+39.74%)$32,000 (+37.34%) Land $15,000 Building $17,000$32,000 (+37.34%) Land $15,000 Building $17,000
2023$302.00$23,300 Land $15,000 Building $8,300$23,300 Land $15,000 Building $8,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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