408 Cedarlane Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 408 Cedarlane Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,265 sqft · built 1986
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Aug 2016)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	May 2006 Line of Credit Dec 2010 Mortgage + 2 more
APN	`0594002000220`

Property Details

APN / Parcel Number

Primary APN	`0594002000220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,265 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	896 sqft
Attic	Attic
Attic Area	896 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	20 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	175 sqft
Deck Area	Deck Area
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 CEDARLANE CT
City	CHESAPEAKE
State	VA
Zip	23322-8335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12S: RESI
Legal Description	22 CEDAR LAKES-SINGLE FAMILY
Legal Subdivision	PINES OF WARRICK, CEDAR LAKES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3003
Census Tract	21010

Owner

408 Cedarlane Ct is owned and occupied by two individuals who bought it in August 2016.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 CEDARLANE CT, CHESAPEAKE, VA 23322-8335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2006	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Dec 7, 2010	Deed of Trust, Mortgage · Conventional Mortgage CORRIDOR MORTGAGE GROUP I
Dec 15, 2006	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Jul 19, 2007	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2016 · Amount on File
Deed Sale	Aug 16, 2016 · Amount on File
Prior Sale	Jul 19, 2007 · Amount on File
Deed Document Number	201622555
Deed Book / Page	9684 / 782
Record Updated	Oct 29, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	408 CEDARLANE CT, CHESAPEAKE, VA 23322-8335
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006525/264
Date	May 17, 2006
Book Page	6525/264

Lender

Name	NATIONAL CITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 3, 2026

Interest

Rate Type	Adjustable Rate

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	408 CEDARLANE CT, CHESAPEAKE, VA 23322-8335
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008282/139
Date	Dec 7, 2010
Book Page	8282/139

Lender

Name	CORRIDOR MORTGAGE GROUP I

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	408 CEDARLANE CT, CHESAPEAKE, VA 23322-8335
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006878/260
Date	Dec 15, 2006
Book Page	6878/260

Lender

Name	QUICKEN LOANS INC

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2011

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 19, 2007
Property Address	408 CEDARLANE CT, CHESAPEAKE, VA 23322-8335
Document Number	007162/435
Book / Page	7162 / 435
Instrument Date	Jul 11, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007162440
Date	Jul 19, 2007
Instrument	7162/440

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 408 Cedarlane Ct was $4,577.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,000 (+9.66%) Land $195,000 Building $302,000	$497,000 (+9.66%) Land $195,000 Building $302,000
2025	$4,577.00	$453,200 Land $175,000 Building $278,200	$453,200 Land $175,000 Building $278,200
2023		$413,500 (+4.37%) Land $155,000 Building $258,500	$413,500 (+4.37%) Land $155,000 Building $258,500
2022		$396,200 Land $125,000 Building $271,200	$396,200 Land $125,000 Building $271,200
2019	$3,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 408 Cedarlane Ct; there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Cedarlane Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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