Chesapeake City property record for 404 Cedarlane Ct, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,486 sqft · built 1986 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Nov 2000) |
| Tax Bill | $5,067 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Sep 2010 Mortgage |
| APN | 0594002000210 |
| Primary APN | 0594002000210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Upper Floors Area | 996 sqft |
| Attic | Attic |
| Attic Area | 441 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,458 sqft (0.286 acres) |
| Lot Dimensions | 133 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 417 sqft |
| Patio Area | 1,326 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 CEDARLANE CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | 21 CEDAR LAKES-SINGLE FAMILY |
| Legal Subdivision | PINES OF WARRICK, CEDAR LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 21010 |
Source: Chesapeake City records · APN 0594002000210
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 CEDARLANE CT, CHESAPEAKE, VA 23322-8335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 05, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 01, 2010 | Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER HOME FUNDING LL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2000 · Amount on Record |
| Deed Sale | Nov 28, 2000 · Amount on Record |
| Deed Book / Page | 4175 / 133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 CEDARLANE CT, CHESAPEAKE, VA 23322-8335 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 09829/1479 |
|---|---|
| Date | Sep 05, 2017 |
| Book Page | 9829/1479 |
| Instrument | 170024315 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 CEDARLANE CT, CHESAPEAKE, VA 23322-8335 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008199/635 |
|---|---|
| Date | Sep 01, 2010 |
| Book Page | 8199/635 |
| Name | TIDEWATER HOME FUNDING LL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,067.00 (+32.13%) | $501,700 (+8.78%) Land $175,000 Building $326,700 | $501,700 (+8.78%) Land $175,000 Building $326,700 |
| 2023 | $461,200 (+4.53%) Land $155,000 Building $306,200 | $461,200 (+4.53%) Land $155,000 Building $306,200 | |
| 2022 | $441,200 Land $125,000 Building $316,200 | $441,200 Land $125,000 Building $316,200 | |
| 2019 | $3,835.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (1984–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 482 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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