Manatee County property record for 408 40th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,150 sqft · built 1994 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Sep 2005) |
| Tax Bill | $988 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22801-1015-2 |
| Primary APN | 22801-1015-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 1,450 sqft |
| 1st Floor Area | 1,150 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,540 sqft (0.219 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 408 40TH ST E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-6 |
| Legal Description | LOT 58 BLK 3 PALMETTO COUNTRY CLUB ESTATES FIRST UNIT PI#22801.1015/2 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 01 |
| Legal Subdivision | PALMETTO COUNTRY CLUB ESTATES FIRST UNIT |
| Legal Tract | 02278600 |
| Legal Block | 3 |
| Legal Lot Number | 58 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1404 |
408 40th St E is owned and occupied by an individual who bought it in September 2005.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 40TH ST E, PALMETTO, FL 34221-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2005 · Amount on File |
| Deed Sale | Sep 14, 2005 · Amount on File |
| Deed Document Number | 20052197645 |
| Deed Book / Page | 2058 / 3721 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 408 40th St E was $988, up 7% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,737 (+159.99%) Land $50,150 Building $187,587 | $237,737 (-0.96%) Land $50,150 Building $187,587 | |
| 2025 | $988.00 (+7.04%) Homeowner's exemption | $91,441 | $240,039 Land $50,150 Building $189,889 |
| 2024 | $923.00 (+4.18%) | ||
| 2023 | $886.00 (+4.98%) Homeowner's exemption | $86,276 (+3%) | $234,442 (+20.45%) Land $39,950 Building $194,492 |
| 2022 | $844.00 Homeowner's exemption | $83,763 | $194,638 Land $25,000 Building $169,638 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 40th St E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1981–1998) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 40th St E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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