Manatee County property record for 424 40th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,070 sqft · built 1992 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | Company Name on Record |
| Last Sale | $45,000 (Dec 2010) |
| Tax Bill | $3,354 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22801-0500-4 |
| Primary APN | 22801-0500-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,070 sqft Living Area |
| Gross Area | 1,312 sqft |
| 1st Floor Area | 1,070 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,542 sqft (0.242 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 424 40TH ST E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-6 |
| Legal Description | LOT 54, BLK 3, PALMETTO COUNTRY CLUB ESTATES FIRST UNIT PI#22801.0500/4 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 01 |
| Legal Subdivision | PALMETTO COUNTRY CLUB ESTATES FIRST UNIT |
| Legal Tract | 02278600 |
| Legal Block | 3 |
| Legal Lot Number | 54 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1404 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1501 12TH STREET DR W, PALMETTO, FL 34221-3613 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 18, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC |
| Dec 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Sep 11, 2018 | Trustee's Deed, Construction Loan · Line of Credit RICHARD D STRIPLING |
| Apr 23, 2018 | Loan Modification, Mortgage RICHARD D & IRIS G STRIPLING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2010 · Amount on Record |
| Deed Sale | Dec 8, 2010 · Amount on Record |
| Prior Sale | Apr 27, 2010 · Amount on Record |
| Deed Document Number | 20102871486 |
| Deed Book / Page | 2362 / 256 |
| Last Transfer Date | Jul 14, 2023 |
| Transfer Doc | 0000076691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 18, 2023 |
| Property Address | 424 40TH ST E, PALMETTO, FL 34221-9532 |
| Document Number | 0041076691 |
| Map Reference | MB 4 PG 68 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 202341076691 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 12TH STREET DR W, PALMETTO, FL 34221-3613 |
| Name | Verified Name |
|---|---|
| Address | 1501 12TH STREET DR W, PALMETTO, FL 34221-3613 |
| Document Number | 0041076692 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 202341076692 |
| Name | INVESTOR MORTGAGE FINANCE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 424 40TH ST E, PALMETTO, FL 34221-9532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1501 12TH STREET DR W, PALMETTO, FL 34221-3613 |
| Document Number | 0041149753 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 202241149753 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 11, 2018 |
| Property Address | 424 40TH ST E, PALMETTO, FL 34221-9532 |
| Document Number | 0027470278 |
| Book / Page | 002747 / 000278 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 41092750 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5600 14TH ST W BRADENTON FL 342073660, BRADENTON, FL 34207-3660 |
| Document Number | 27470278 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 002747/000278 |
| Instrument | 41092750 |
| Name | RICHARD D STRIPLING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 10, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 424 40TH ST E, PALMETTO, FL 34221-9532 |
| Document Number | 0027250548 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5600 14TH ST W BRADENTON FL 342073660, BRADENTON, FL 34207-3660 |
| Document Number | 0027250548 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 002725/000548 |
| Instrument | 41041634 |
| Name | RICHARD D & IRIS G STRIPLING |
|---|---|
| Address | 4312 34TH AVE E, BRADENTON, FL 34208-6927 |
| Term | 24 Months |
|---|---|
| Due | Apr 24, 2020 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,763 (-) Land $50,150 Building $173,613 | $223,763 (-) Land $50,150 Building $173,613 | |
| 2025 | $3,354.00 (+7.19%) | $223,763 (+2.74%) Land $50,150 Building $173,613 | $223,763 (+2.74%) Land $50,150 Building $173,613 |
| 2024 | $3,129.00 (+17.23%) | ||
| 2023 | $2,669.00 (+14.65%) | $217,796 (+22.11%) Land $39,950 Building $177,846 | $217,796 (+22.11%) Land $39,950 Building $177,846 |
| 2022 | $2,328.00 | $178,359 Land $25,000 Building $153,359 | $178,359 Land $25,000 Building $153,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1981–1998) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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