Itasca County property record for 408 3rd St SE, Deer River, MN 56636
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 576 sqft · built 1897 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Dec 2010) |
| Tax Bill | $2,392 (2026) |
| Deeds & Mortgages | Apr 2022 Transfer Jan 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 89-480-1940 |
| Primary APN | 89-480-1940 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 576 sqft Base Area |
| 1st Floor Area | 576 sqft |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 256 sqft |
| Storage Building | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 142129 |
|---|---|
| Street Address | 408 3RD ST SE |
| City | DEER RIVER |
| State | MN |
| Zip | 56636-8608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | LOTS 7-10-BLK 19 |
| Legal Range | 25W |
| Legal Township | 145 |
| Legal Section | 36 |
| Legal Subdivision | ITASCA CITY |
| Legal Block | 19 |
| Legal Lot Number | 7-10 |
| Jurisdiction | ITASCA MN |
| Township / Civil Division | DEER RIVER |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 480302 |
408 3rd St SE is owned and occupied by an individual who acquired it in October 2020.
Source: Itasca County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 19, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CREDIT UNION |
| Oct 16, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Feb 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2010 · Amount on File |
| Deed Sale | Dec 7, 2010 · Amount on File |
| Prior Sale | Dec 7, 2010 |
| Deed Document Number | 2010649685 |
| Last Transfer Date | Oct 16, 2020 |
| Transfer Doc | 0000745264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ITASCA MN |
| Recording Date | Apr 14, 2022 |
| Property Address | 408 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Document Number | A000762492 |
| Instrument Date | Apr 14, 2022 |
| Instrument | A000762492 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40718 COUNTY ROAD 242, COHASSET, MN 55721-8810 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 408 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000748374 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | A000748374 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Feb 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ITASCA MN |
| Recording Date | Oct 16, 2020 |
| Property Address | 408 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Document Number | A000745264 |
| Instrument Date | Oct 16, 2020 |
| Instrument | A000745264 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 408 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 408 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | , A000710850 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | A000710850 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 408 3rd St SE was $2,392.
Source: Itasca County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Itasca County |
| Municipality | Deer River City |
| Unified School District | Deer River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,392.00 | ||
| 2025 | $115,700 Land $9,700 Building $106,000 | $115,700 Land $9,700 Building $106,000 | |
| 2024 | $2,452.00 | ||
| 2022 | $93,400 Land $9,700 Building $83,700 | $93,400 Land $9,700 Building $83,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 3rd St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 3rd St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Deer River serves 942 people · EPA ID MN1310007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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