Itasca County property record for 406 3rd St SE, Deer River, MN 56636
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,092 sqft · built 1954 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Jun 2026) |
| Tax Bill | $1,823 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2006 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 89-480-1930 |
| Primary APN | 89-480-1930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,092 sqft Base Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 151977 |
|---|---|
| Street Address | 406 3RD ST SE |
| City | DEER RIVER |
| State | MN |
| Zip | 56636-8608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | LOTS 3-6 BLK 19 |
| Legal Range | 25W |
| Legal Township | 145 |
| Legal Section | 36 |
| Legal Subdivision | ITASCA CITY |
| Legal Block | 19 |
| Legal Lot Number | 3-6 |
| Jurisdiction | ITASCA MN |
| Township / Civil Division | DEER RIVER |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 480302 |
406 3rd St SE is owned and occupied by an individual who bought it in June 2026.
Source: Itasca County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Oct 4, 2006 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Mar 3, 2026 | Deed, Transfer KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on File |
| Deed Sale | Jun 18, 2026 · Amount on File |
| Prior Sale | Mar 3, 2026 · Amount on File |
| Deed Document Number | 2026797873 |
| Prior Transfer Date | Oct 8, 2010 |
| Prior Transfer Doc | 0000647820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ITASCA MN |
| Recording Date | Jun 18, 2026 |
| Property Address | 406 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Document Number | 0000797873 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026797873 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,326.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Document Number | 0000797874, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 2026797874 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 406 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000603428 |
|---|---|
| Date | Oct 4, 2006 |
| Instrument | A000603428 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Sep 10, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ITASCA MN |
| Recording Date | Mar 3, 2026 |
| Property Address | 406 3RD ST SE, DEER RIVER, MN 56636-8608 |
| Document Number | A000795391 |
| Instrument Date | Feb 17, 2026 |
| Instrument | A000795391 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20300 RIVER RD, GRAND RAPIDS, MN 55744-7190 |
| Document Number | A000795392 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | A000795392 |
| Name | KIAVI FUNDING INC |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 406 3rd St SE was $1,823 with a homeowner's exemption, down 7.7% from the year before.
Source: Itasca County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Itasca County |
| Municipality | Deer River City |
| Unified School District | Deer River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,823.00 (-7.74%) Homeowner's exemption | ||
| 2025 | $1,976.00 (-16.41%) Homeowner's exemption | $151,500 (-) Land $7,500 Building $144,000 | $151,500 (-) Land $7,500 Building $144,000 |
| 2024 | $2,364.00 | $151,500 Land $7,500 Building $144,000 | $151,500 Land $7,500 Building $144,000 |
| 2022 | $118,800 Land $7,500 Building $111,300 | $118,800 Land $7,500 Building $111,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 3rd St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 3rd St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Deer River serves 942 people · EPA ID MN1310007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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