408 3rd St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 408 3rd St, Saint Augustine, FL 32084 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	2,369 sqft Living Area
Lot Size	14,810 sqft (0.34 acres)
Occupancy	Owner Occupied
Last Sale	$800,000 (2026)
Tax Bill	$4,776.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`145500-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,369 sqft Living Area
Gross Area	3,160 sqft Gross Area
1st Floor	2,097 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,810 sqft (0.34 acres)
Lot Width	150 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	508 sqft Garage
Patio Area	50 sqft Patio
Porch Area	358 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	408 THIRD ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1310
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3-28 PACETTI SUB N BCH LOTS 8 10 & 12 BLK 6 OR1263/1796 &2151/715 &3110/105 &3126/1969 &3134/1914
Legal Range	30E
Legal Township	06S
Legal Section	29
Legal Subdivision	NORTH BEACH
Legal Block	6
Legal Lot Number	8
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1013
Census Tract	20604

Owner

Source: St. Johns County records · APN 145500-0000

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	408 THIRD ST, SAINT AUGUSTINE, FL 32084-1310
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Deed Doc Number	202649795
Deed Book / Page	6381 / 629
Prior Transfer Date	Sep 15, 2008
Prior Transfer Doc	0031341914
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 10, 2026
Property Address	408 THIRD ST, SAINT AUGUSTINE, FL 32084-1310
Document Number	0000049795
Book / Page	6381 / 629
Instrument Date	Jun 09, 2026
Instrument	202649795
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$565,600.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 THIRD ST, SAINT AUGUSTINE, FL 32084-1310

Mortgage

Document Number	0000049796,
Date	Jun 10, 2026
Instrument	202649796

Lender

Name	BARWICK BKNG COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,293 (+2.7%)	$1,017,466 (+6.56%) Land $480,000 Building $537,466
2025	$4,776.00 (+12.35%) Homeowner's exemption Widower's exemption	$372,242 (+8.77%)	$954,817 (+8.18%) Land $435,000 Building $519,817
2024	$4,251.00 (+4.91%)
2023	$4,052.00 (+1.43%) Homeowner's exemption Widower's exemption	$342,216 (+3%)	$882,627 (+14.51%) Land $435,000 Building $447,627
2022	$3,995.00 Homeowner's exemption Widower's exemption	$332,249	$770,810 Land $386,400 Building $384,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Low above 6% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.