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405 3rd St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 405 3rd St, Saint Augustine, FL 32084 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1998
Square Footage1,398 sqft Living Area
Lot Size10,018 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$611,000 (2024)
Tax Bill$7,604.00 (2025)

Property Details

APN / Parcel Number

Primary APN145563-0050

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area1,398 sqft Living Area
Gross Area2,065 sqft Gross Area
1st Floor1,398 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1998
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,018 sqft (0.23 acres)
Lot Width100 ft Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area667 sqft Garage
Deck Area312 sqft Deck
Porch Area18 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address405 THIRD ST
CitySAINT AUGUSTINE
StateFL
Zip32084-1309
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3-28 PACETTI SUB N BEACH LOTS 5 & 7 BLK 9 OR5991/187
Legal Range30E
Legal Township06S
Legal Section29
Legal SubdivisionNORTH BEACH
Legal Block9
Legal Lot Number5,7
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1015
Census Tract20604

Owner

Source: St. Johns County records · APN 145563-0050

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 THIRD ST, SAINT AUGUSTINE, FL 32084-1309
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK
May 05, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 09, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUN TRUST BANK
May 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Jun 22, 2018Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2024 · Amount on Record
Deed SaleJul 25, 2024 · Amount on Record
Prior SaleJun 22, 2018 · Amount on Record
Deed Doc Number202458118
Deed Book / Page5991 / 187
Last Transfer DateMay 04, 2026
Transfer Doc0063580413
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateAug 07, 2026
Property Address405 THIRD ST, SAINT AUGUSTINE, FL 32084-1309
Document Number0000068075
Book / Page6417 / 787
Instrument DateJul 18, 2026
Instrument202668075
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 THIRD ST, SAINT AUGUSTINE, FL 32084-1309

Mortgage

Document Number0000068075,
DateAug 07, 2026
Book Page6417/787
Instrument202668075
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMay 05, 2026
Property Address405 THIRD ST, SAINT AUGUSTINE, FL 32084-1309
Document Number0063580413
Book / Page6358 / 413
Instrument DateMay 04, 2026
Instrument202638757
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 THIRD ST, SAINT AUGUSTINE, FL 32084-1309

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address405 THIRD ST, SAINT AUGUSTINE, FL 32084-1309
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044610336
DateNov 09, 2017
Book Page4461/0336
Instrument2017076412
Lender
NameSUN TRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address405 THIRD ST, SAINT AUGUSTINE, FL 32084-1309
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049420435
DateMay 14, 2020
Book Page4942/435
Instrument2020036946
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 22, 2018
Property Address405 THIRD ST, SAINT AUGUSTINE, FL 32084-1309
Document Number0045671479
Book / Page4567 / 1479
Map ReferenceMB3PGS 28
Instrument DateJun 21, 2018
Instrument2018044054
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TITLE SVCS OF ST JOHN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address405 THIRD ST, 405, SAINT AUGUSTINE, FL 32084-1309

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 3RD ST, SAINT AUGUSTINE, FL 32084-1309

Mortgage

Document Number2018044055
DateJun 22, 2018
Instrument2018044055
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$578,903 (+7.69%) Land $320,000 Building $258,903$578,903 (+7.69%) Land $320,000 Building $258,903
2025$7,604.00 (+99.63%)$537,563 (+69.48%)$537,563 (+11.6%) Land $290,000 Building $247,563
2024$3,809.00 (+2.06%)
2023$3,732.00 (+1.33%) Homeowner's exemption Widower's exemption$317,183 (+3%)$481,698 (+13.8%) Land $290,000 Building $191,698
2022$3,683.00 Homeowner's exemption Widower's exemption$307,945$423,272 Land $257,600 Building $165,672

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation6.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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