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408 17th St, Spencer, NC 28159 Property Records

Rowan County property record for 408 17th St, Spencer, NC 28159

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,452 sqft · built 2021
Lot Size0.46 acres (20,038 sqft)
OwnerCompany Name on File
Last Sale$245,000 (Dec 2021)
Tax Bill$2,309 (2023)
Deeds & MortgagesDec 2021 Sale
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN030 212

Property Details

APN / Parcel Number

Primary APN030 212
Alternative APN
  • 6312688

Interior

Full Baths2 Baths
Stories3 Stories
Building Area1,452 sqft Living Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number6312688
Old Parcel Number030 212
Street Address408 17TH ST
CitySPENCER
StateNC
Zip28159-1948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal Description.46AC L1
Legal Lot Number1
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group4
Census Block4013
Census Tract50700

Owner

Source: Rowan County records · APN 030 212

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Warranty Deed, Transfer
Feb 17, 2021Warranty Deed, Transfer · Commercial Mortgage
MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Prior SaleFeb 17, 2021 · Amount on Record
Deed Document Number0001391230
Deed Book / Page1391 / 230
Record UpdatedJun 07, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 16, 2021
Property Address408 17TH ST, SPENCER, NC 28159-1948
Document Number0013910230
Book / Page1391 / 230
Map ReferenceMB 9995 PG 5368
Instrument DateDec 10, 2021
Transaction TypeTransfer
Record UpdatedNov 04, 2022

Transaction

AmountAmount Recorded
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3965, MOORESVILLE, NC 28117-3965

Transferred To (Grantee/Buyer)

NameVerified Name
Address14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
InvestorPossibly a Property Investor

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateFeb 17, 2021
Property Address408 17TH ST, SPENCER, NC 28159-1948
Document Number0013680253
Book / Page1368 / 253
Instrument DateDec 31, 2020
Transaction TypeTransfer
Record UpdatedNov 04, 2022

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address129 HOMER LN, 129, MOORESVILLE, NC 28117-8403

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3965, MOORESVILLE, NC 28117-3965
InvestorPossibly a Property Investor

Mortgage

Document Number0013680258
DateFeb 17, 2021
Book Page1368/258
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
AddressCLEVELAND, OH 44114
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term5 Months
DueJul 13, 2021

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,309.00$204,390 Land $28,000 Building $176,390$204,390 Land $28,000 Building $176,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL		100 / 20

May also be available: Hotwire Communications.

Based on FCC filings for 128 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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