403 17th St, Spencer, NC 28159 Property Records

Rowan County property record for 403 17th St, Spencer, NC 28159 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,304 sqft · built 1980
Lot Size	0.401 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Jun 2001)
Tax Bill	$1,549 (2023)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`030 183`

Property Details

APN / Parcel Number

Primary APN	`030 183`
Alternative APN	`210315500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Porch	Porch
Porch Area	72 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	210315500
Old Parcel Number	030 183
Street Address	403 17TH ST
City	SPENCER
State	NC
Zip	28159-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13 BLK C
Legal Subdivision	ELIZABETH HEIGHTS
Legal Block	C
Legal Lot Number	13
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1012
Census Tract	50500

Owner

Source: Rowan County records · APN 030 183

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 17TH ST, SPENCER, NC 28159-1913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2001 · Amount on Record
Deed Sale	Jun 05, 2001 · Amount on Record
Deed Document Number	0000909591
Record Updated	Jun 07, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	403 17TH ST, SPENCER, NC 28159-1913
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013310172
Date	Jul 19, 2019
Book Page	1331/0172

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,549.00	$137,089 Land $28,000 Building $109,089	$137,089 Land $28,000 Building $109,089

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.