Berrien County property record for 4079 Deja Path, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,828 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jun 2017) |
| Tax Bill | $3,889 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-6767-0003-00-9 |
| Primary APN | 17-6767-0003-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,828 sqft Living Area |
| 1st Floor Area | 1,828 sqft |
| Basement Area | 1,828 sqft |
| Unfinished Basement | 1,828 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Raised Ranch |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4079 DEJA PATH |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-8677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | UNIT 3 ROYALTON TERRACE VILLAGE LIBER 178 PAGE 1 |
| Legal Subdivision | ROYALTON TERRACE VILLAGE |
| Legal Unit | 3 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1800 |
Source: Berrien County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4079 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2018 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Feb 16, 2022 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Jun 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on Record |
| Deed Sale | Jun 2, 2017 · Amount on Record |
| Prior Sale | Aug 12, 2008 |
| Deed Book / Page | 3173 / 2457 |
| Last Transfer Date | Sep 24, 2020 |
| Transfer Doc | 0000288938 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4079 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03203/2285 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 3203/2285 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4079 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003311/453 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 3311/453 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4079 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4079 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Document Number | 003364/212 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 3364/212 |
| Instrument | 2022343447 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 2, 2017 |
| Property Address | 4079 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Document Number | 03173/2457 |
| Book / Page | 3173 / 2457 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | NOT AVAILABLE, FAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,021.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4079 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Document Number | 0031732459 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 3173/2459 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,000 (+3.77%) | $380,000 (+3.77%) | |
| 2025 | $3,889.00 (+2.48%) Homeowner's exemption | $183,100 (+7.83%) | $366,200 (+7.83%) |
| 2024 | $3,795.00 (+10.13%) | ||
| 2023 | $169,800 | $339,600 | |
| 2022 | $3,446.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1982–2018) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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