Berrien County property record for 4055 Deja Path, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,707 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $288,000 (Feb 2020) |
| Tax Bill | $3,893 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-6767-0006-00-8 |
| Primary APN | 17-6767-0006-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,707 sqft Living Area |
| 1st Floor Area | 1,707 sqft |
| Basement Area | 1,707 sqft |
| Unfinished Basement | 1,707 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Raised Ranch |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4055 DEJA PATH |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-8677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | UNIT 6 ROYALTON TERRACE VILLAGE LIBER 178 PAGE 1 |
| Legal Subdivision | ROYALTON TERRACE VILLAGE |
| Legal Unit | 6 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1800 |
Source: Berrien County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4055 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Aug 4, 2021 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Aug 4, 2023 | Intrafamily Transfer, Transfer |
| Feb 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Nov 20, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Prior Sale | Nov 20, 2017 · Amount on Record |
| Deed Book / Page | 3265 / 3176 |
| Last Transfer Date | Jul 24, 2023 |
| Transfer Doc | 03409/1456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4055 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03294/3022 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 3294/3022 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4055 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4055 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Document Number | 03338/3123 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 3338/3123 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 4, 2023 |
| Property Address | 4055 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Document Number | 03409/1456 |
| Book / Page | 3409 / 1456 |
| Map Reference | LB 178 PG 1 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2023386115 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4055 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 21, 2020 |
| Property Address | 4055 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Document Number | 03265/3176 |
| Book / Page | 3265 / 3176 |
| Map Reference | LB 178 PG 1 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,476.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4055 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Document Number | 0032653177 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 3265/3177 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 20, 2017 |
| Property Address | 4055 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
| Document Number | 03190/0118 |
| Book / Page | 3190 / 0118 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 3190-0118 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,082.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15700 N HAGGERTY RD, PLYMOUTH, MI 48170-4897 |
| Name | Verified Name |
|---|---|
| Address | 4055 DEJA PATH, SAINT JOSEPH, MI 49085-8677 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,700 (+4.04%) | $355,400 (+4.04%) | |
| 2025 | $3,893.00 (+2.47%) Homeowner's exemption | $170,800 (+8.38%) | $341,600 (+8.38%) |
| 2024 | $3,799.00 (+10.12%) | ||
| 2023 | $157,600 (+12.25%) | $315,200 (+12.25%) | |
| 2022 | $3,450.00 (-3.33%) Homeowner's exemption | $140,400 | $280,800 |
| 2021 | $3,569.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1982–2018) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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