Lorain County property record for 40786 Carlisle Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,282 sqft · built 1924 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $93,000 (Sep 2010) |
| Tax Bill | $2,052 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-008-113-026 |
| Primary APN | 10-00-008-113-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,282 sqft Living Area |
| 1st Floor Area | 1,268 sqft |
| 2nd Floor Area | 720 sqft |
| Upper Floors Area | 1,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 136 ft deep x 50 ft wide |
| Garage Area | 297 sqft |
| Patio Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 40786 CARLISLE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARLISLE HOMES 50 X 136 |
| Legal Subdivision | THE CARLISLE HOMES ALLOTMENT |
| Legal Block | 113 |
| Legal Lot Number | 20 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 71500 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 40786 CARLISLE AVE, ELYRIA, OH 44035-7930 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2010 · Amount on Record |
| Deed Sale | Sep 2, 2010 · Amount on Record |
| Prior Sale | Sep 2, 2010 · Amount on Record |
| Deed Document Number | 0000345507 |
| Last Transfer Date | Feb 3, 2014 |
| Transfer Doc | 0000494191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 40786 CARLISLE AVE, ELYRIA, OH 44035-7930 |
| Document Number | 0000794658 |
| Instrument Date | Jul 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | CHASE RECORDS CTR |
| Name | Verified Name |
|---|---|
| Address | 40786 CARLISLE AVE ELYRIA OH 440357930, ELYRIA, OH 44035-7930 |
| Document Number | 0000794658 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 794658 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2050 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,052.00 | $46,590 (+0.01%) Land $5,040 Building $41,550 | $133,100 (-) Land $14,400 Building $118,700 |
| 2024 | $2,052.00 (+20.71%) | $46,585 (+37.37%) Land $5,040 Building $41,545 | $133,100 (+37.37%) Land $14,400 Building $118,700 |
| 2023 | $1,700.00 (+0.29%) | $33,912 (+0.01%) Land $2,580 Building $31,332 | $96,890 (-) Land $7,370 Building $89,520 |
| 2022 | $1,695.00 | $33,910 Land $2,580 Building $31,330 | |
| 2021 | $96,890 Land $7,370 Building $89,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 29 (1985–2021) |
| Claims Outside the SFHA | 13 of 29 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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